is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?
2006-10-15 05:31:49 · 16 answers · asked by taz 1 in Business & Finance ➔ Credit
First get a job and build some credit...then there are credit cards within Mastercard and Visa that are given to those with less that perfect credit.
2006-10-15 05:40:31 · answer #1 · answered by soccer mom 2 · 0⤊ 0⤋
Go down to your nearest Sears store and ask at any register about getting a Sears Visa. You will know in about 5 minutes and when I signed up a year ago, they only asked me for my soc - nothing else. Amazing. If you get the card, and chances are good that you will get one unless something has gone terribly terribly terribly wrong with your credit... you will have a really high interest rate - over %20. Pay it off IN FULL every single month. So many companies make money off people with bad credit because they accumulate so much interest - don't be one of them. Then in the time of when year when you have dilegently paid in full each month and on time, you will have more credit card offers from other companies with lower interest rates than you will know what to do with.
2006-10-15 08:37:01 · answer #2 · answered by ineeddonothing 4 · 0⤊ 0⤋
Please don't get one!! I got a credit card when I was 19 and I'm now 22. I had a $700 max on it and a 16.9% APR, you don't want something like that. I didn't have a bad credit rating when I got it but it wasn't that good either. I'm still trying to pay it off because I didn't have a job at the time and just bought everything with it. I'm now at $900 which is really bad because I only have a $700 max. Please think a little harder before you get one, you don't want to have even worse credit because you can't pay if off because you don't have a job.
2006-10-15 05:41:36 · answer #3 · answered by speedy_me18 5 · 0⤊ 0⤋
i'm hoping this enables you: the thank you to decide on poor credit credit enjoying cards poor credit credit enjoying cards have been stepped forward for people with unfavorable credit and prefer to strengthen their credit status. There are 2 varieties of credit enjoying cards: secured and unsecured credit enjoying cards. you ought to p.c. between those 2, consistent with diverse factors with the best income being the mandatory one.
2016-10-16 05:31:29 · answer #4 · answered by Anonymous · 0⤊ 0⤋
A secured credit card is the best way to improve your credit history.
2006-10-15 11:17:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You can try getting a "Secured" credit card. One where you deposit money into it and can use it as a credit card. It has a Visa or Mastercard emblem on it. You can try going to www.babyphat.com or www.phatfarm.com. They offer a credit card that you can do direct deposit to and works anywhere that accepts major credit cards. Hope this is helpful!!!
2006-10-15 05:42:08 · answer #6 · answered by icu_baby_99 2 · 0⤊ 0⤋
If you don't have an income, you won't be approved for credit. If your score was 850 (the FICO maximum) but you have no income, you will be denied for lack of ability to pay.
2006-10-15 07:34:06 · answer #7 · answered by STEVEN F 7 · 0⤊ 0⤋
Get a job and improve your credit rating first. Otherwise you are heading down the road to life-long debt, and you're not going to like it.
2006-10-15 05:39:44 · answer #8 · answered by megalomaniac 7 · 0⤊ 1⤋
No their isnt it can be really hard to get a credit card but in an application you can pu down a business name where you use to work they dont verify it. Another altenative is to get a prepaid visa or master card if you dont want to carry cash.
2006-10-15 05:39:00 · answer #9 · answered by bruja 1 · 0⤊ 1⤋
hey if you don't have a job how are you going to pay your credit card bills??? just leave it alone and the ones of us who do pay our bills will not have to pay yous for you.
2006-10-15 05:40:35 · answer #10 · answered by roy40372 6 · 0⤊ 0⤋