2006-10-14 11:16:19 · 12 answers · asked by daisy 2 in Business & Finance ➔ Credit
No he would not, UNLESS he cosigned them also. If they are in your name only, then all he would have to do is send them a copy of your death certificate to close the account. They cannot come after him..that is not to say they can't try, but in court (if he let it go that far) the case would be thrown out.
This was the deal with my inlaws when my mother inlaw passed away. They tried coming after my father inlaw before we discovered that the cards were in her name only. We just sent them a certified copy of her death certificate and that shut them up.
2006-10-14 11:27:00 · answer #1 · answered by Anonymous · 1⤊ 0⤋
That depends. If the account is a joint account, meaning both of you are primary, then yes; however, if you are an authorized user on the account, then you don't have to assume responsibility and it would go through the estate if there is one. You can call your credit card companies and ask. They will inform you of the procedure you would have to take.
2006-10-14 11:25:58 · answer #2 · answered by Los R 1 · 0⤊ 0⤋
Only if he co-signed. Credit card company MAY send bill to Executor of Estate for collection. Rarely happens and even more rarely paid. That's why credit card interest rates are so high.
2006-10-14 11:22:13 · answer #3 · answered by James 3 · 0⤊ 0⤋
Depending on your current Will and Testiment? If you don't have a Will prepaired, you may want to take a look at this service. Click the link below and under Step-1, watch an online presentation about the benefits of protecting your family. Hope this helps.
2006-10-14 11:23:36 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Only if they are joint accounts. Otherwise, the debt passes to your estate, and will be settled by the assets of the estate.
So while he is not liable, if, say, your life insurance policy is owned by you and pays into your estate, those proceeds may go to satisfy the debt - giving the appearance that he paid them (given that your estate would ultimately pass to him).
2006-10-14 16:48:52 · answer #5 · answered by Gremlin 2 · 0⤊ 0⤋
If you are in a community property state, yes. If not, it depends on whether his name is on the credit cards or not.
2006-10-14 11:24:05 · answer #6 · answered by Gypsy Girl 7 · 1⤊ 0⤋
Yes. Anybody who is the next of kin if it is spouse, parent or a child can be responsible for your credit cards.
2006-10-14 11:22:30 · answer #7 · answered by David S 2 · 0⤊ 1⤋
Depends upon where you live. Also whether or not he has ever personally used your cards will have a bearing in a lot of states.
c
2006-10-14 11:27:33 · answer #8 · answered by joker_32605 7 · 2⤊ 0⤋
It may depend on whether or not you are in a community property state. Im not an attorney either.
2006-10-14 11:21:44 · answer #9 · answered by dan_in_la 2 · 0⤊ 0⤋
Yes!
2006-10-14 11:21:36 · answer #10 · answered by Anonymous · 0⤊ 0⤋