Im wondering,if one to be in an accident and they have no insurance, what would happen to the uninsured? I know there will be tickets but anything else? And what if the accident wasnt caused ny the uninsured? What if both cars are uninsured?
2006-10-14 05:05:17 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
They can get jail time.
2006-10-14 06:36:39 · answer #1 · answered by Sugar 7 · 0⤊ 0⤋
If you are uninsured and cause an accident, you will lose your right to operate (in all 50 states) until you have paid for all of the damages to the other party. In a serious accident that could mean a lifetime of no driving.
You'll also face prosecution for driving without proof of financial responsibility. A fine of a few hundred $$$ and possibly a short license suspension, possibly along with SR-22 filings for a couple of years.
If you're not at fault, you may luck out though some juries have been convinced that you should not have been driving in the first place and had you not been the accident could not have happened. That's a gamble I'd rather not take. You'd still be looking at the citation for driving without proof of financial responsiblity.
If both drivers were uninsured, they'd both be screwed.
2006-10-14 07:31:30 · answer #2 · answered by Bostonian In MO 7 · 1⤊ 0⤋
Where did this happen? It's difficult to say as all states are different, but if the police find out at the scene you're uninsured you'll get a ticket and have to pay whatever penalty that state imposes. With regard to damages, if you're the cause, the other person can make a claim with their insurance if they carry it and then their insurance will pursue you through collections all the way to court. Or you can be sued personally. If both cars did not have insurance then it would be a civil lawsuit, whoever felt he/she was not at fault would sue the other driver and see how it played out.
If you are uninsured and are not at fault, you can still make a claim against the at-fault party's insurance (unless you are in a "no pay no play" state).
2006-10-14 12:27:41 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
This is a little more complicated than you may think. If you are at fault, driving your own uninsured vehicle, your damage will not be covered. You will be sued for the damage paid out for damage to another, either by an uninsured motorist plan, or the other's insurance company, or you will be sued by the other party directly. If you are not at fault, you will be charged, but will not be sued for damages. If both vehicles are uninsured, everybody gets tickets, nobody gets damages paid, and hopefully nobody gets seriously injured because there are no insurance plans for that either.
2006-10-14 08:15:14 · answer #4 · answered by Fred C 7 · 0⤊ 0⤋
yes tickets, one for whoever caused the accident,one for the uninsured and if both are uninsured you both get a ticket. if one is insured and the other party is not if the insured has full coverage their car will get fixed. however, you will go to court and have to pay all the costs.if someone is hurt think lawsuit!!!! and if someone dies manslaughter or worse.keep insurance. its are law.
2006-10-14 06:51:20 · answer #5 · answered by Anonymous · 1⤊ 0⤋
You will be heavily fined through the courts regardless of fault for operating a vehicle without insurance, probably banned from driving, and will also be sued for the repair works. If both cars are uninsured you both run the risk of fines and ban
2006-10-14 05:37:17 · answer #6 · answered by MrsMac 4 · 1⤊ 0⤋
Your drivers license will be suspended until you make full reparations for the damage that was caused. YOu also open yourself up to a lawsuit against everything you own to be taken away from you. Moral of the story. Purchase insurance.
2006-10-14 05:10:06 · answer #7 · answered by typhon1991 3 · 2⤊ 0⤋
In this part of texas if an unisured motorist hits a car, they impound the car and the owner cannot get it back until he/she has insurance on the car and pays the fines.
2006-10-14 05:08:53 · answer #8 · answered by Anonymous · 1⤊ 0⤋
you be fudged bad and that is why im nervous driving my capri my insured car is being repared. I dont like esurance they are hard to transfer cars onto insurance
2006-10-14 05:15:25 · answer #9 · answered by Anonymous · 1⤊ 0⤋
you should seek legal advise,leave it to a professional,and not people who guess,answers!good luck!
2006-10-14 05:12:06 · answer #10 · answered by jose_valle76 3 · 2⤊ 2⤋