I need a car now, I'm poor now, what do I do?

Question

I really need a car! Like, asap! I have no credit! This will me my first purchased car on my own, my parents sold me the one I had before. What am I supposed to do? I'm in a rut, I can't make a down payment because that would be my whole paycheck! But nobody will finance me! What the heck am I supposed to do? HELP!

Answer 1

Look lady, money doesn't fall from trees. You need time to earn
and save it so that you can buy anything you like.
At the present moment, it looks that you have one option only.
Use the public transport, like bus for your daily needs. Not
enough money and no credit - no car and it's simple as that.
I'm also poor and I need to buy one, but I've no money, just
like you. What shall I do? Rob the bank - noooooo!

Answer 2

Well, that's your problem right there. You have no down payment.... no lender will lend money to someone with no credit without a substantial downpayment.

When I purchased my first new car, I had no credit but they financed me because I had $4000 downpayment.

What you need to do now is, pay cash for the cheapest car you can afford. If that means buying a $1000 crap-o-la then that's what you need to do. Then apply for credit cards to start building credit. And start putting away part of your paycheck in to savings. Then after a year or two, you should have enough credit and the downpayment necessary to get approved for a new car.

Answer 3

Hey, First things first, get a good pay job, if that is not good enough, look in the paper for good second hand cars, or if thats to expensive try looking for cars that you may pay off weekly or monthly at an expense, and set aside a budget for it, or last but never least, if none of thoese above options help, try renting a car, yes it could be expensive to rent everyday but they usually give you discounts for the more days, unless you want to spend another ten-thousand dollars on taxi fares!

I hoped this help answer your question
Have a nice day!
Kind Regards, Timothy H

Answer 4

If one paycheck doesn't do it, then find a second parttime job. Score you some oddjobs, deliver pizza, whatever it takes to raise some cash. Some digging can find you a stout old v8 beater for under a grand that you can pay cash for, which is important because it doesn't sound like you can afford both payments and ownership. The only trick to it is to get up off your butt and get those coins together.

Answer 5

Sory, may i know why do u needed it so urgently? Can u borrow from you parents or friends just for the important fw days. Since u r so desperate in need, u gto start saving.. There's a will, there's a way. btw there must b a reason behind y ur parents sold ur previous. Ask ur self wat's wrong? N i believe u b able to solve the problem.

Answer 6

you go out and make the money I paid cash for a two year old car when I was 16. go out and paint address numbers on curbs and driveways, I have done about 90.000 of them in 18 years part time. look on curb # s on the net. to see how to do it.this will not help you RIGHT NOW TODAY no. but I thought I would give you the idea.Pray about it ,sometimes the spirit of god will show you the way. really.

Answer 7

Ride a bike, take the bus, or take a walk until you have enough money to buy a car.

Answer 8

look in the paper, there are used car companies that specialize in this sort of stuff. 99 down, 99 a month kind of stuff

Answer 9

work over times for couple of week you should have enough for down payment.

Answer 10

look in the news paper im sure you might find one that at least runs