How long do points stay on your licence for, and how long do you have to tell your insurer by law?

Answer 1

3 years

Answer 2

1 to 2 years

Answer 3

Usually points will stay on the licence for 3 years but this can vary. In terms of the insurance a lot of the info mentioned so far is not 100% correct.

You're insurance will probably have a duty of disclosure. This means that you have to tell them of any claims, accidents, convictions, occupation changes, address changes etc. It is best to tell them straight away but in this example you should find that it has no impact until your renewal date.

It may even be that the conviction has no impact on your premium. Each company has there own set of rules for premium charges based on their own profits and their own target market. A lot of insurers won't worry about a single speeding fine (known as an sp30) but they would be concerned about a dd10 (drink driving).

If you don't disclose it then your insurance company then they will have an issue with this if you ever come to claim! A lot of people don't disclose convictions at the time as they do not know that they have to. However, this does cause delays in their claim meaning they have to go without a car whilst it is all being sorted out (insurance company's will not provide a courtesey car unless they are happy that your insurance is valid and up to date).

Answer 4

3 years

Answer 5

Points stay on your licence for 3 years. You should tell your insurer of any motoring offences or you may invalidate your policy. Typically speeding offences won't impact on your premiums. Some insurance companies might ask about convictions within the last 5 years.

Answer 6

Most insuracne policies say you have to tell them immediately. So if you don't, i guess that means you will not be insured. At that point you'd be breaking the law...so you have to tell them immediately.

3 points stays on for 3 years. At that point you can send your licence off to have them removed, its not automatic.

my insurance went up by £25 ( doing 63 in a 60 limit ), I guess Esure are crap if everyone else is saying it doesn't go up...guess I'll be changing at the next renewal..

Answer 7

Penalty Points, The Law As Stated,
Offence Maximum penalties

IMPRISONMENT FINE DISQUALIFICATION PENALTY POINTS

*Causing death by dangerous driving 10 years Unlimited Obligatory-2 years minimum 3-11 (if exceptionally not disqualified)

*Dangerous driving 2 years Unlimited Obligatory 3-11 (if exceptionally not disqualified)

Causing death by careless driving under the influence of drink or drugs 10 years Unlimited Obligatory-2 years minimum 3-11 (if exceptionally not disqualified)

Careless or inconsiderate driving £2,500 Discretionary 3-9

Driving while unfit through drink or drugs or with excess alcohol; or failing to provide a specimen for analysis 6 months £5,000 Obligatory 3-11 (if exceptionally not disqualified)

Failing to stop after an accident or failing to report an accident 6 months £5,000 Discretionary 5-10

Driving when disqualified 6 months (12 months in Scotland) £5,000 Discretionary 6

Driving after refusal or revocation of licence on medical grounds 6 months £5,000 Discretionary 3-6

Driving without insurance £5,000 Discretionary 6-8

Driving otherwise than in accordance with a licence £1,000 Discretionary 3-6

Speeding £1,000 (2,500 for motorway offences) Discretionary 3-6 or 3 (fixed penalty)

Traffic light offences £1,000 Discretionary 3

No MOT certificate £1,000

Seat belt offences £500

Dangerous cycling £2,500

Careless cycling £1,000

Cycling on pavement £500

Failing to identify driver of a vehicle £1,000 Discretionary 3

Answer 8

In the UK they stay for 3 years but insurers can ask for history up to 5 years.

Answer 9

Points stay on your license for three years but are kept on record for 5 years. Meaning that th police and DVLA etc can access your details and see them. If you dont tell the insurance company they may raise your quote or refuse to pay out in extreme cases but this would be very un-common. Points for speeding are no problem but points for other things like dangerous driving or DUI are gonna sting you.

Answer 10

itall endorsements run for a minimum of 3 years but still show on licence unless you pay to have them removed unless you change name or address and yes it is best to tell your insurance company if they find out other wise your insurance itcan be made void depends on what points are for this is true as idid not tell my insurance and my insurance was declaired void dont be daft tell em it will save you a lot of hassle in the end