I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.
2006-10-12 09:09:10 · 11 answers · asked by Diane L 1 in Business & Finance ➔ Credit
orchard, secured cards, but with bad credit you might have to start with store cards and build up from there.
2006-10-12 10:33:52 · answer #1 · answered by bella_4624_19 4 · 0⤊ 0⤋
www.Centennialcard.com and you can choose either a VISA or MC and rebuild your credit with that and later you can start getting offers to apply for credit once your credit's back up where you can get a credit card and maintain good credit. It's worth getting to rebuild, but not for long term credit use. Check your credit history as well to make sure all these things are off the record you can get copies of your free credit report at www.Annualcreditreport.com and get copies from all 3 bureaus.
2006-10-12 11:51:06 · answer #2 · answered by nabdullah2001 5 · 0⤊ 0⤋
I agree with the other bloke. Get a secure card, such as Orchard. Kudos to you for getting your financial life in order, but reconsider getting ANY credit card at the moment. Get your feet firmly on solid financial ground and then see about starting over. Some people, though I am not saying you are one of them, have trouble managing credit and should NEVER have a credit card.
Good luck!
2006-10-12 09:20:37 · answer #3 · answered by rrrevils 6 · 0⤊ 1⤋
Your credits expert is an fool. i understand various credits experts recommend this, yet once you have already got undesirable credits, probability is you made some unfavourable possibilities and you need to take it sluggish to relearn the thank you to administration credits till now getting a clean card. And that is not any longer clever to maintain utilising - all of the inquiries will decrease your score. extremely, you need to: artwork perplexing, pay all your present day expenses on time, pay down any debt which you have, and be certain you have a mark downs.
2016-10-19 07:01:45 · answer #4 · answered by ? 4 · 0⤊ 0⤋
I'd advise going with a secure card, which means you pony up say $1000 to the company to hold, and that's your limit. You use the credit card, but you won't be allowed to go over what the company has in your account. If you default, the company has that money to get paid back.
Do that for about three years, with on time payments, and you'll be able to get a regular credit card.
2006-10-12 09:17:37 · answer #5 · answered by Anonymous · 1⤊ 1⤋
Go to a bank where you already have accounts and hopefully a good relationship, start with a secured card and work your way up to one that has aline of credit
2006-10-14 03:00:34 · answer #6 · answered by skylark455st2 4 · 0⤊ 0⤋
Orchard bank or any card that is a secured credit card
2006-10-12 09:18:39 · answer #7 · answered by Anonymous · 0⤊ 1⤋
There's one called Horizon Gold Credit Card and it gives you a $3,000.00 unsecured credit limit. The initial fee to open is 45.00 and there's a few other charges like the 14.95 monthly, but all togther to get this credit you only pay like 79.95. I have it and I am enjoying. The web address is horiziongoldcreditcard.com
2006-10-12 09:27:06 · answer #8 · answered by CINDY S 1 · 0⤊ 2⤋
get free credit assistance from http://www.ezcreditrepairsolutions.com
2006-10-15 08:41:50 · answer #9 · answered by sarell 6 · 0⤊ 0⤋
orchard bank. easy
2006-10-12 09:20:35 · answer #10 · answered by courisousgeorge 1 · 0⤊ 1⤋