My 19 year old daughter, my only dependent, has been covered by my group health insurance policy all her life. She got pregnant last year and was unmarried. She carried the baby until the sixth month and lost it due to chromosomal abnormalities. That pregnancy was covered by my group insurance. She is now pregnant for a second time but has just informed me that she got married in February 2006. When I contacted my benefits office, I was told that I had missed the deadline for requesting a conversion policy for temporary coverage for my daughter and that there were no exceptions. This seems so harsh since she now has no coverage for this pregnancy. I am willing to pay the increased premiums back to the date of her marriage. I have continued to pay my family premiums and am not asking for a reimbursement. Do I have any rights under the federal law that requires a employer to allow a dependant to convert to an individual policy? Jan
2006-10-11
15:13:35
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5 answers
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Jan
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Business & Finance
➔ Insurance