2006-10-11 13:49:07 · 2 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
It depends on your definition of license. Are you talking about license plates (aka tags) or are you talking about your out of state drivers license?
If you live out of state, you can insure your vehicle and then drive it in New York.
If you live in New York City but have a car with out of state tags and you have it registered to an out of state address (i.e. your parents house), you can probably sneak by with it.
But if you end up with a claim, the insurance company is going to look into why you were driving in New York and to find out if you have taken up residence there while keeping the out of state registration.
Chances are, if you used an out of state address to get insurance, but live and drive in NYC, you are violating your contract. If you try to cover that up, you are committing insurance fraud.
2006-10-11 14:02:12 · answer #1 · answered by BugsySkybone 3 · 0⤊ 0⤋
Your car insurance would be written for the state that the vehicle is actually registered in. If the car is currently registered out of state with an out-of-state license plate, then you'd have to take the insurance for the address the vehicle is currently registered at. Insurance companies aren't concerned with the state you're licensed to drive in as long as it's a valid license. So if you're referring to having a drivers license in one state, but have your car registered and insured in NY, then you are fine.
2006-10-11 22:53:35 · answer #2 · answered by Rexy 3 · 0⤊ 0⤋