I hit this car and bear at fault and paying for her damage to her insurance company ! After 4 months she asks me to pay for her rental car which is $350 for 2 weeks ! The incident happened 4 months back and shes asking for the rental car money now ! Do i need to pay her ? Plz help me out !
2006-10-11 12:03:21 · 8 answers · asked by kavitha b 1 in Cars & Transportation ➔ Insurance & Registration
i didnt had insurance during that time.The other party went to her insurance & got repaired her car.He didnt had car rental part of the policy so insurance company denied to pay the amount. Becos of this reason now he is trying to claim the same from me. Do i need to pay. I am already paying what ever has been calimed with the insurance company from my pocket. Do i need to pay this additional amount or not.
2006-10-11 12:40:25 · update #1
Was this person in the car when you hit it? Didn't they have insurance? Usually insurance pays for damages if the other driver doesn't have insurance. That's what the uninsured/underinsured coverage is for. But you need to look at it like this, do you want this ordeal done and over with? Then tell them you can't afford to pay for the rental. (If anything they should've had you pay for the rental and let their insurance pay for repairs.) Maybe you can make peace by offering to pay half.
2006-10-11 12:57:00 · answer #1 · answered by fiestyredhead 6 · 0⤊ 0⤋
You're responsible for a replacement vehicle while hers was in the shop being repaired. Since she didn't have rental car coverage, her insurance isn't coming after you direct. You are only responsible for "reasonable transportation," which would be no more than a standard four-door car, unless there's a specific reason why she would need to rent a larger or more luxurious one. Cowboy Bill is right, you don't have to pay for extra insurance, mileage, or fuel. These will be labeled PAI (Personal Accident Insurance), and DM (damage waiver). You can determine the days needed in the car by calling her insurance and verifying the repair days (we call it down time). 350 dollars is actually not bad for 2 weeks, that's 25/day which means she likely rented a very small car and didn't purchase extra stuff...best of luck. If you don't pay these fees she could take you to smalls claims court...where you may be ordered to pay 350 bucks...plus interest.
2006-10-11 13:39:48 · answer #2 · answered by Pieandchips 3 · 0⤊ 0⤋
Before you criticize someone for renting a car for a reasonable amount of $350, perhaps you need to be more critical of your situation of being so irresponsible driving without insurance. Simply put, this person did you a favor by filing it under their own insurance and not calling the cops, which would've ended up with you having a suspended license and an SR-22 filing for the next 5 years. Why should this other person have to pay the money that is clearly due to your carelessness. Put yourself in their position.... I would not have given you the break. The cops would've been called and along with paying for every single cent of damages out of your pocket (and not filing it under my own insurance) along with punative damages to make you learn a lesson of how important insurance is. What if someone was in that car and was hurt? You have no insurance, which does mean the party that has suffered damages could take you to court to recover all damages. If someone is rushed to the hospital in a helicopter... well that's about $50k out of your pocket just for the ride, not to mention the insane amount the hospitals charge for medical care. Get the point?
You don't have to pay the car rental fee, but you really are liable to pay for it, and could be taken to court to pay the amount. Without a doubt the other party would win, and after paying court fees and possibly even punative damages, you really should just pay for it. After all, it was your fault for hitting the car and they did you a very big favor for not calling the cops and reporting the uninsured driver hitting their car. Just grow up, learn your lesson, and pay the bill.
2006-10-11 16:10:43 · answer #3 · answered by Rexy 3 · 2⤊ 0⤋
Two weeks? Just how fast were you driving? You need a copy of her repair estimate & bill -- they all have hours of labor (body and refinish) listed on them. Add them together and see how long they actually spent repairing the car, i.e; let's say there were 13.5 hours body labor and 8.5 hours refinish, that only amounts to 22.0 hours, or appx two working days. Even allowing for an extra day and a weekend you are only looking at five days she needed a rental. This is exactly how insurance companies do it --- get out your calculator tonight.
You are not obligated to pay this amount back to her insurance company as they did not have any coverage for this. I would be willing to pay for a resonable amount of rental (call it stupid tax) but she would have to convince me, and prehaps a judge in small claims court, why she needed it for so long. One last note: you do NOT have to reinburse her for any 'additional' rental charges such as mileage overages and added insurance. (be sure and verify the dates on the rental)
2006-10-11 13:07:17 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Do you not have insurance? Your insurance should pay if her coverage pays for that.
If not, she can probably sue you for it.
$350 is pretty reasonable for 2 weeks rental, So it doesn't seem like she is trying to rip you off. Have you seen the receipt for the rental? or did you notice her driving a rental car? She may just have borrowed her brothers car for two weeks.
Is the bear going to be OK?
2006-10-11 12:11:06 · answer #5 · answered by Dennis K 4 · 0⤊ 0⤋
really more information is needed,did you have insurance on your car did it pay for the damaged to her vehicle.depending on the laws of your state you may or may not be resposible.you need to find out what the law is where your at,quite possibly you could maybe ask the police where you live,about the law.I would not pay untill I was sure I needed too.When and if you decide too pay or not you should draw up a agreement that clears you of all remainig responsibilitys in the future.both of you should sign it
2006-10-11 12:14:28 · answer #6 · answered by wmb1200 2 · 0⤊ 0⤋
If her car was still being repaired during that time, then yes, you're responsible for a substitute vehicle while it was down/being fixed. If she waited 4 months to get it fixed, what's the problem? Sometimes people can't get their cars in the shop right away. Being responsible for the property damage includes alternate transportation if needed.
2006-10-12 10:36:05 · answer #7 · answered by Chris 5 · 0⤊ 0⤋
pay half of it you do have to live next to her
2006-10-11 12:11:11 · answer #8 · answered by sexyman3 3 · 0⤊ 0⤋