I am 16, female, first time getting insurance. I am thinking about getting a convertible, would my insurance be more? If so about how much more? But black or blue, not red or yellow. One of my friends is my age/sex and hers is about $100/mo. Would mine be about the same, give or take a little? I am trying to come up w/ a budget and see what I can afford so any help will be greatly appreciated! Every "free insurance quote" site you must fill in your EXACT car type or be 18+, I have already tried that.
2006-10-11 09:59:43 · 0 answers · asked by ღღღ 7 in Cars & Transportation ➔ Insurance & Registration
I am in the US, in a small town (about 5000). I will add myself to my parents' insurance but i'm not sure what that is or if their car/house is the same. Thx for the help everyone!
2006-10-11 10:46:27 · update #1
Well, sorry to say, but to get some idea of a price for insurance, you really need to know what kind of car. Find a couple you like and might be able to afford and call around. The best place to start is your parent's auto ins. company, especially at your age. Pretty much anything is going to be high at your age.
Here's what you need for an auto quote - name, date of birth, soc. sec. #, address, type of car, & coverages you want. You do NOT WANT TO POST SUCH PERSONAL INFORMATION IN AN OPEN FORUM LIKE THIS. I am an agent in Tennessee and unless you live in TN, my rates would be meaningless. As far as the convertible goes, it probably would be higher, most convertibles are. COLOR DOES NOT MATTER.
2006-10-11 10:11:46 · answer #1 · answered by mei-lin 5 · 0⤊ 0⤋
It will be a lot,
It depends on where you live.
Different laws in different states require different minimum coverage.
If you can get on your parents insurance, it will be cheaper.
If you get good grades and remain a full time student that will also help.
Call your parents agent. They should give you the best rate if your parents have had a policy for awhile with that company.
color of car doesn't matter. Convertibles may be more because they are easier to break into. Never lock your doors when you leave your car, someone will just cut the top. Don't leave anything in your car anyway.
$100 a month is cheap.
2006-10-11 10:05:51 · answer #2 · answered by Dennis K 4 · 0⤊ 0⤋
You don't say what part of the country your in, and if your in or near a big city, so it will be hard for anyone to give you very acurate information. My experience would say a 16 YO with a sports car would expect to pay somewhere around $150 to $250 per month to get insurance. You can save some by getting added in along with your parents and getting multiple car discount, and maybe iin on their multiple policy discount if they insure their house with the same company.
2006-10-11 10:21:43 · answer #3 · answered by Jeffrey S 6 · 0⤊ 0⤋
Get all the info on the car and take that to you insurance company. They will be glad to give you a quote.
IF possible go on you mom and dad's insurance. Will be a LOT cheaper!! Good luck. Pops
2006-10-11 10:22:15 · answer #4 · answered by Pops 6 · 0⤊ 0⤋
It will be more than if you just had your average run of the mill sedan insured. The color won't matter. You can't compare yours to someone else's because it's not the same information. You should ask your parents to get a quote from their existing policy to add you. If you do not own the car you drive (if your parents put it in their name) you can't get your own policy anyway.
2006-10-11 11:03:31 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
Get insurance quotes
2014-12-12 15:36:04 · answer #6 · answered by ? 1 · 0⤊ 0⤋
No one ever asks what color it is. That is not a factor. Lots of other things are though. At your age, I assume you are living at home and will added to your parents policy. There is a reason the sites won't do it for under 18, they don't cover under 18.
2006-10-11 10:06:01 · answer #7 · answered by oklatom 7 · 0⤊ 0⤋
If you do not have an exact car in mind, Progressive has a tool that lets you search through what other people are qouting.
http://www.progressive.com/car_insurance/compare_car_insurance.asp?lt=TickerPanel_snipe
It will just give you a general idea, but if you're just starting out and looking for general qoutes, its a nice start.
2006-10-11 10:48:54 · answer #8 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
you do no longer easily ought to purchase an coverage coverage; be sure with the state in which you storage the automobiles how plenty ought to be stored in an escrow account to self-insure (it somewhat is going to be the state minimum; everywhere fron $5000 to $a million million) whats up, start up your individual corporation! i'm going to come artwork for you! ( :
2016-12-08 13:01:33 · answer #9 · answered by girardot 4 · 0⤊ 0⤋
You can use INSURE-CHEAP.INFO to compare free quotes.
2014-04-11 01:26:01 · answer #10 · answered by Anonymous · 3⤊ 0⤋