it a pretty good little fine ,plus they make you get insurance ,and if you don't they can pull your license if need be,and if they catch you more than 3 times they will suspend your license in some states,good luck and be care full,i hope this help,s,
2006-10-10 15:46:52
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answer #1
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answered by dodge man 7
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State laws vary on the type of fine or consequences. Assuming you are just pulled over for a traffic violation you'd be cited, get a fine, and possibly be arrested. As for what can happen should you hit another vehicle...that's a whole different story. You can purchase basic liability at a pretty dirt cheap rate, especially if you reject things that would only apply to you such as Uninsured Motorist Property Damage/Uninsured Motorist Bodily Injury, Medpay/Personal Injury Protection. You'd be surprised what even a minor fender bender can do...I've seen minor at-fault rear-end collisions cost 4k to replace bumpers and light assemblies. The reason the state requires you to carry liability insurance is to keep people out of court. Should you be involved in at an at-fault loss you would be responsible for all damages, a substitute vehicle while the other car were being repaired, as well as (gulp), medical bills...and then...court fees on top of that should it go there. State minimum insurance should be very cheap and will save everyone a lot of head/heartache should anything ever happen. No matter how safe you are, accidents happen (that's why they're called "accidents," you're not out there ramming cars)! Insurance isn't the evil empire, they are there to protect you if an accident happens.
2006-10-10 16:31:48
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answer #2
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answered by Pieandchips 3
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Your question is not all about what will happen to you, it's more like what will happen to everyone else.
If you were unfortunate enough to cause an accident, and you had no insurance, you would be liable for all the costs involved.
This means you would be liable for repairs or replacemwnt of the car you hit, also you would be liable for any medical bills that any involved parites might incur, plus you will be liable for any property damage, I mean even if you hit a lamp post and bend it I think that's around a $5000 bill.
Plus you will be liable for any other costs such as ambulance services, police etc.
If you are considering driving without insurance then you are stupid for even thinking about it.
It's not all about you, what about everyone else you hurt, your post is selfish and un respectful.
BTW if you get caught driving without insurance the general sentence is up to 6 months in prison if you did not cause any damage, if you do it will be a LOT longer.
2006-10-10 15:52:00
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answer #3
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answered by froggy010101 4
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Depends on where you live. I know here where I live they usually are not to picky about it if they pull you over for no insurances. If you have your licenses they usually give you a warning and tell you to get insurance in 72 hours. Some will fine you, others will fine you and impound your car and you will spend the night in jail. If you have a wreck then they take your license away for a least 6 months, fine you and make you pay for damages.
My cousin just got pulled over 2 months ago and she didn't have no license and no insurance and she had been drinking a little bit. They took her to jail for the night cause she had been drinking and impounded the car and fined her $175.00. Plus she had to pay the tow bill and impound charges to get her car back. They didn't do much to her cause she didn't have an accident they pulled her over for a tail light out.
2006-10-10 15:53:48
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answer #4
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answered by Anonymous
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FIrst off getting pulled over would be the easiest of possible scenarios. Imagine if you WRECKED into a mother and her child and the child had to be air lifted to the hospital and spend a week in the Neuro Intensive Care unit. How much do you think that would cost you? Not only in money but in shame, guilt, possibly spinning you into a bout with severe depression in which you would possibly turn to alcohol or drugs to cover up the depression. Next thing you know, you're living on the streets turning tricks for drug/alcohol money. You family will be shamed. You won't be invited to any Christmas gatherings with your family. Oh not to mention you'll probably be charged with attempted manslaughter if your state allows that charge then you won't have to worry about missing Christmas cuz you'll be in prison. How would you like to see your family on the other side of a plexiglass? Another part about not having insurance, it could cost you your driving PRIVILEGE!! Some states will take your license. Oh, one more thing, what if you and your best friend are tooling around in your car without any insurance and you have a wreck that hurts him/her seriously. How will you pay for that? What will her/his family think of you for not having insurance? So, how much money are you going to save if you don't insure your car? Is it worth it? What state do you live in and what do you drive so I can look out for you cuz I don't want YOU to drive into me and stick me with a $100,000 hospital bill because you want to save 60 or 80 bucks a month!
2006-10-10 15:52:34
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answer #5
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answered by six3x 4
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1st off, not having insurance from an insurance company is called "risk retention" and it's a really bad idea. You are retaining all of the risks in case of an accident -- your car, the other guy's car, your medical needs, and his medical needs. All of that can add up to a LOT of money if you're involved in an accident. One broken ankle (mine) ended up costing almost $200,000 to completely repair ... are you willing to risk that sort of hospitalization bill to save $50 or $100 a month on your insurance bill???
Legally, most states require at least liability insurance to cover the cost of repairs to the other guy's car and his medical expenses. You can be written a ticket for "failure to maintain liability insurance", which comes with a hefty fine -- about $250 in my state. You have to go to court, which probably will require an attorney -- more money spent. When the court is done with you, you may or may not have a suspended license -- which will require you to pay for buses and taxis until you get your license back, plus filing fees to get the license back. When you get your license back (if they take it) or after the court date, you will probably (most likely) have to get an "SR-22" filing added to your insurance. An "SR-22" filing is for high-risk insureds (lots of tickets, lots of accidents, failure to maintain, etc.). You can count on the "SR-22" at least doubling (2x), if not tripling (3x), your current insurance rate. So if your liability insurance is running $50 a month, you can count on it being $100 - $150 a month with the "SR-22" filing.
Is is worth it?
2006-10-10 15:53:02
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answer #6
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answered by kc_warpaint 5
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No car insurance ? If you get pulled over the fine is steep
plus the expense of having your car impounded.
Go get some insurance. It is the law.
2006-10-10 16:45:49
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answer #7
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answered by no nickname 6
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Bad enough you will have to go to court, obtain insurance and pay fines. I haven't ever took the risk. I'm not sure about it being a felony or not. I am only repeating what I have heard.
2006-10-10 15:48:04
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answer #8
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answered by Busy Lady 2010 7
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I got stopped back in 1999 and did not have insurance, $150.00 fine, suspended plates (in IL) got caught then with suspended plates twice and ($1000 fine each) had license suspended, continued to drive and ended up in jail for 2 months and paying out over $28,000 in fines and costs, now my premiums are $2800 every 6 months and i'm a 30 year old married male. looking back, get insurance
2006-10-10 15:50:43
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answer #9
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answered by hummertech h3 3
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you;ll be really, really sorry
not only will you have fines to pay, then when you apply for insurance the rates will be higher
what if you have a wreck? you want to pay for all the damages out of your own pocket? what if someone is injured? you know how high medical bills can go nowadays
you could possibly cause enough damage that you would end up paying for the rest of your life!
2006-10-12 21:48:36
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answer #10
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answered by Loollea 6
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