I have checked online and everything, but it seems no one will give me a credit card, unless they make you pay for it or it's a scam.
2006-10-10 05:00:36 · 18 answers · asked by jensilver77 2 in Business & Finance ➔ Credit
here there's good info
http://credit-cards.ebookorama.com
and perhaps here
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you!
2006-10-10 12:07:36 · answer #1 · answered by ken_voss12345 4 · 0⤊ 0⤋
Easy just apply for an application fill it in then write a letter saying that you have done this blah blah in the past and now you have turned over a new leaf. Staple this to the application form for it to be hand read and not go throught the computer for reply. Good luck keep trying the same companies and also try a site that compares credit cards so that you can pick the ones that always come up they are the ones that need you more than the other way around.
Also get free credit assistance from http://www.ezcreditrepairsolutions.com
2006-10-15 15:26:38 · answer #2 · answered by sarell 6 · 0⤊ 0⤋
There is three options for you, one is a pre-paid credit card and you can get those really anywhere now, or at your local currecny exchange which is a place you can cash your checks at and buy money orders.
or 2nd option you can go online to
www.credit-card-outlet.com this place one of these places will deffinetly give you a card, my sister got a card and has really bad credit!
badcredit.creditcard321.com
www.badcreditoffers.com
www.creditcards.com
cc.bridgetrack.com
3rd option is to try this www.creditcardsusa.net whish will give you a small line of credit, and you would have to pay it for a year while using it and then you can get a higher limit it basicly helps you fix your vcredit so other debter will then see that you can have a credit and therefor will also join in and give you theres
good luck
2006-10-10 12:07:41 · answer #3 · answered by Christine O 2 · 0⤊ 0⤋
Well your questions speaks for itself, You are not going to get another credit card if you have "bad" credit. it's very unlikely. To get your credit rating back up a useful hint is to have a steady flow on money going into & out of your bank account of regular but frequent amounts. Also pay any bills you owe by Direct Debit / standing order. The Banks control your credit rating! Doing this will help.
2006-10-15 23:03:32 · answer #4 · answered by gitfinger2 1 · 0⤊ 0⤋
There are banks that would be able to give you a credit card but you rate is going to be really high and there will be an annual fee too. You can always have someone get the card and you can be an authorized user.
2006-10-16 18:33:15 · answer #5 · answered by anisarkisyan 3 · 0⤊ 0⤋
If you cannot clean up you credit report, usually you only option is a self-funded card, kinda like an ATM card. It won't let you have a revolving balance, but perhaps that's what got you in trouble in the first place? Anyway, a bank ATM will allow you to do everything a regular CC will except the revolving aspect. Of course you will need to have the funds in the bank to cover it.
2006-10-10 12:06:37 · answer #6 · answered by The Oldest Man In The World 6 · 0⤊ 0⤋
First of all if you already have bad credit, 86 the idea of accumulating more debt by attempting to get a card. Change your habits and deal with cash only until you learn to manage your money and improve your credit worthiness. Do not attempt to put your self in a deeper hole.
2006-10-18 06:30:55 · answer #7 · answered by David G 3 · 0⤊ 0⤋
Some banks offer credits cards made especially to help improve damaged credit. I know Bank of America offers it. Check with your local banks.
2006-10-10 12:08:40 · answer #8 · answered by chocolate-drop 5 · 0⤊ 0⤋
Have you considered the Imagine MasterCard at http://creditoffernow.com/imaginecard. You don’t need to have good credit to get a great credit card. $350 Gold Master Card. I wish you well.
2006-10-10 23:52:40 · answer #9 · answered by iamdamoon 1 · 0⤊ 0⤋
use you parnts address or another address that you know will have a good credit rating.
Sometimes you suffer because houses have been blacklisted and even though new people have moved in you are still penalised.
On the online application try exagerating a bit, say you earn a few grand more than you do, also say you are a Dr then you're bound to get loads of credit.
good luck
2006-10-10 12:04:12 · answer #10 · answered by jonny Atlantis 2 · 0⤊ 0⤋
My wife had secret credit cards, which I took and refused to pay off, cause she doesn't need them.
By now her credit should be rotten and she is still getting invitations to credit cards in the mail.
So the answer to your question is YES and I have no idea why.
2006-10-10 12:08:56 · answer #11 · answered by Anonymous · 0⤊ 0⤋