all of this is totally HYPERTHETICAL !!!! I havent ran over anybody, me and my b/f were travelling home today and a old lady stepped out in the road obviously we gave way but couldnt help but wonder if Insurance companies would fork out of it!!??
2006-10-10 03:55:46 · 12 answers · asked by magical_angel2003 1 in Cars & Transportation ➔ Insurance & Registration
It depends on your coverage. But, you would also probably be prosecuted for it , maybe involuntary manslaughter. So, keep up the defensive driving.
2006-10-10 04:01:54 · answer #1 · answered by jboatright57 5 · 0⤊ 1⤋
Sure, people sue all the time. I guess the real question is "Can you win?" To determine that, go to a lawyer who works on contingnecy. If he won't take the case on contingency, you can't win. If you do win, what are you going to win? His skates? His Xbox? Do you seriously think this kid has 4 grand sitting in his sock drawer? By engaging in risky behavior you accept some responsibility for the consequences. If you had been driving a car and you were engaged in a front end collision, as you obviously were in this case, you would be at fault. I think your time would be more profitably spent negotiating with the health care provider on the fee, or some payment terms.
2016-03-28 03:43:36 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Why wouldn't they? HYPOthetically, if you have liability insurance and your car strikes something or someone, wouldn't that coverage apply? They would pay up to your policy limit if you were at fault. Why would very minor injuries or major injuries matter in a hypothetical scenario? Just report the accident to your insurance company already.
2006-10-10 12:02:33 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
Depends on the circumstances, but as a general rule, yes, your insurance company is obligated to settle the claim with the injured party of an accident.
2006-10-10 03:59:36 · answer #4 · answered by whidd2003 4 · 1⤊ 0⤋
Hate to sound cynical, but you'd probably get away with it if you were a foreigner. I was a schoolgirl (aged 17) crossing a street in a crosswalk in a school zone, and I was hit by a driver who took off. He was later identified and forced to return to the scene.
He was a doctor from Vietnam, practicing in the United States. A DOCTOR- who left a young girl in the middle of an intersection after having hit her.. he got away with it, due to some weird technicalities involving his non-american-citizen status, he kept his license and was allowed to continue practicing medicine here. Ugh. Some people.
Did I mention that I was scheduled to join the Marine Corps upon graduation? I was unable to complete recruit training due to my injuries and hence.. no military career, no college.. and he walked scot-free.
2006-10-10 04:03:35 · answer #5 · answered by forensica 1 · 1⤊ 0⤋
well they would own your glutious for the rest of your life.
and your insurance would go up IF you still would be considered for a policy after this happened.
IF you didn't go to jail.
the person you would have ran over would get money via suing you and maybe from your insurance company if you had full coverage.
most have to take the perp to court in order to get anything these days.. insurance companies in general are scams.
2006-10-10 04:04:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋
The insurance will pay only if it is the driver's fault. If someone steps out in fron on you and you are unable to stop in time and have not been speeding, it's unfortunately their fault.
2006-10-10 04:04:15 · answer #7 · answered by beez 7 · 0⤊ 0⤋
They would pay out but after that you would want to invest in a bicycle cause you wouldnt want to pay your insurance rates lol
2006-10-10 04:03:54 · answer #8 · answered by Anonymous · 0⤊ 0⤋
That's what the liability portion of your insurance is for. It's also why it's among the mandatory portions (along with uninsured motorist).
2006-10-10 04:03:59 · answer #9 · answered by Trid 6 · 0⤊ 0⤋
Your liability coverage should cover any injuries to another person up to your limits providing they didn't leap in front of you on purpose or you ran them down on purpose. Please note that insurance compaines NEVER pay anyone that can't spell ....
2006-10-10 14:04:46 · answer #10 · answered by Anonymous · 0⤊ 0⤋