Student Loan - applying without a cosigner but being an international student?

Question

It is possible to apply for a student loan being an international student? I have my own SSN so if I apply wihotu a cosigner how they will know I am not a US citizen if I apply using my real SSN?

It is kind of hard to find a cosigner.

Answer 1

you must identify yourself as a citizen to get the loan. If you lied on the form and they caught you,that is criminal fraud. The loan would immediately have to be paid in full and you could go to jail for a long time or be deported.

So, don't lie on a loan form.

Answer 2

Here are some aspects you may want to consider before moving forward on getting a student loan.

The 10 Essential Borrowing Tips Before Getting A Student Loan

Now that you have pondered enough about your student loan with the things you have to consider before borrowing, as well as with the amount you need to borrow, I guess it is now important for you to look at the most recommended tips for borrowing student loans. Just consider the following:

1. Start by looking at the award letter given to you by your servicer. From the letter, figure out which need-based loans you have been qualifies for and for what amounts.

2. After looking at the full financial picture, such as the awarded aid, education cost, and family share, you should then consider settling on an amount that you actually need to borrow.

3. The rule is: never borrow more than you need. Always note that as a student loan borrower, you are not required to take the full amount of the loan you have been offered.

4. Don’t ever forget about student employment as an alternative for borrowing. Even though working at a job can seem like an extra burden for students, so is struggling with high loan repayments after college.

5. Apply for the student loan right away. This is very necessary especially if you want to ensure that the loan is approved as well as the money paid to the college before you have to make your first student account payment.

6. The key to successful application is to follow the loan application instructions carefully. Note that any mistakes you make will delay receipt of the funds.

7. When you are applying for a Stafford or Direct student loan, be prepared for the amount that is paid to the college to be less than the amount you signed for. Usually, a fee of up to four percent will be deducted from the student loan. This deduction occurs before the check is sent to the college of your choice.

8. If you already figured out the exact amount you are borrowing before any borrowing process begins, you should start keeping track of your student loan tab, which is what your monthly repayment amount will be after you graduated from college. There are student loan calculators out there than can do the math for you.

9. If instances occur that you find yourself needing more than the amount that’s been offered in your award letter, it is necessary to contact with a financial aid counselor before taking on an additional loan.

10. And, if you do take on an additional, unsubsidized loan, just consider making interest payments while attending your degree. The interest won’t be much and this will help you save money. If you delay or capitalize the interest payments, you will end up having to pay back significantly less than.

Answer 3

Only if you have a credit history in the US. A student loan is like any other, but you don't have to pay back until you are out of school and with a lower interest. Try to develop a credit history and then apply.

Answer 4

omg.... even those knowledgable concerning the information superhighway, each and every each and every now and then cant comprehend how definitely and with out postpone own data would be gotten ..on every person...my suggestion is dont lie, they understand each and every thing!