I was just wondering why everything from July to present is not being reported to Equifax. Like clockwork, monthly listings to Experian are listed. Transunion seems to be a month behind. Equifax though shows up nothing. I have three lines of credit(2 bank CC's and a GMAC auto loan) and all report in the same fashion. Am I missing something? Any help would be greatly appreciated, thanks ahead of time for your responses.
2006-10-09 13:36:39 · 4 answers · asked by CX 2 in Business & Finance ➔ Credit
I have noticed as well that equifax is a little bit slow,
sometimes it has taken several months for things to update on it whereas transunion and experian are much faster
this doesn't really solve your problem but from what I have heard it is not uncommon
2006-10-12 10:04:27 · answer #1 · answered by Me 2 · 0⤊ 0⤋
The only thing I can think of is that your accounts are being reported under a similar name. If you are a Jr or Sr, or if your name is Kathy and your mom's name is Katherine, Equifax may have misinterpreted the data from your credit card companies and GMAC. Both creditors typically report to all 3 credit bureaus.
One long shot is that Equifax does not cover your geographical area, but this would be unusual today.
2006-10-09 20:53:30 · answer #2 · answered by beachbum72 2 · 0⤊ 0⤋
I just printed all 3 of mine and Equifax listed activity through 9/2006 if it is an active account. Sounds like you need to investigate further.
2006-10-09 20:41:54 · answer #3 · answered by Norman 7 · 0⤊ 0⤋
My Equifax is 2 months behind, I just assumed they were slow.
2006-10-10 13:34:46 · answer #4 · answered by NETTA M 3 · 0⤊ 0⤋