We live in Texas. My husband takes out lots of credit cards for his own personal use.
2006-10-09 13:29:13 · 15 answers · asked by jjsmith_57 1 in Business & Finance ➔ Credit
If you live in a community property state, both husband and wife are responsible for the others debt. If your husband left you or died you are still responsible for the debt unless you divorce and the divorce is final. Yes- credit card debt is owed by both husband and wife even if only one name on account.
2006-10-09 14:31:39 · answer #1 · answered by lynxtobe 1 · 1⤊ 0⤋
Am I responsible for my husbands credit card debt even though I am not on the account?
2014-12-14 20:56:27 · answer #2 · answered by ? 2 · 0⤊ 0⤋
Yes, they are debts incurred during the marriage and the courts have ruled that it is assumed that both parties have benifitted from the use of the cards. It would be different if the cards were issued to your husband as a business card, unless you were also listed as a co-owner of the business.
2006-10-09 13:39:02 · answer #3 · answered by Jim T 4 · 1⤊ 1⤋
themnkid is correct. However, If your husband has a full time job (32 hours). You should have him sign up for the Credit protection. Just don't get those one that charge you an outrageous fee even when you have no balance.
2006-10-09 13:43:39 · answer #4 · answered by webworm90 4 · 0⤊ 1⤋
certain you're in charge because you're MARRIED. My hubby made a number of mastercard debt went to finance the fee stumbled on out i develop into in charge despite the undeniable fact that i didnot cause them to loopy i no yet i as in formed despite the undeniable fact that he made it i'd be held in charge for fee also. properly the IRS have a software referred to as the Innoice Spousal Releif software helps at income tax time so that you're going to by no skill be held in charge for there debt on the authentic of three hundred and sixty 5 days.
2016-10-16 04:13:58 · answer #5 · answered by ? 4 · 0⤊ 0⤋
I've been shredding credit apps unopened for a while so I might be wrong but don't you have to have your spouses signature on a credit app. He could be setting you up for big problems if something happens to him. Better check it out.
2006-10-09 13:45:33 · answer #6 · answered by Norman 7 · 0⤊ 0⤋
What did 1940 boys wear?
2016-07-31 15:19:20 · answer #7 · answered by ? 6 · 0⤊ 0⤋
Husband likes hearing about my past sexual experiences?
2016-08-29 14:34:32 · answer #8 · answered by Averell 6 · 0⤊ 0⤋
Was my husband discriminated against?
2016-11-15 12:40:21 · answer #9 · answered by Anonymous · 0⤊ 0⤋
if he dies you are, but they are in his name so they are his problem, but you in some way would be paying for it, even if it him using the money thats meant for the family to pay off his cards
2006-10-09 13:39:07 · answer #10 · answered by Madchooky 1 · 0⤊ 1⤋