i was summoned from a lawyer thats suing my on behalf of citibank. i owed them 750 in credit debt which they tacked on an irreversible 30% interest rate. I go to court tomorrow and wonder if it would be worth my time taking off work. If i dotn go it goes into default. would it be any different if i showed up and told them i didnt pay them because their rates were excessive and they wouldnt work with me to make it reasonable? should i go? have any of you gone to one b4?
2006-10-09 08:39:51 · 12 answers · asked by Anonymous in Business & Finance ➔ Credit
You need to go especially if the summons is from the court. A letter from the other attorney telling you to be there isn't a summons. If it's a court summons, you must go. Even if it isn't you should go but do have a pretty good story/excuse.
2006-10-09 08:49:34 · answer #1 · answered by Ron D 4 · 0⤊ 0⤋
Not responding to a summons could lead to charges of comtempt of court. You should go and state your case, the 30% is ridiculous. If all else fails, you can work out a payment plan in court. Going into default could lead to wage garnishment and all sorts of credit problems, so blowing this off would NOT be a good idea in the least.
2006-10-09 08:49:37 · answer #2 · answered by infernal_seamonkey 4 · 0⤊ 0⤋
Yes by all means go! This is the only way you will have a voice.I had this happen with the water company.There was a leak in my house (under it) and the land lord wouldn't fix it so i ended up with a 600 water bill for 1 month.i went to court and i was told it wasn't fair but i did have to pay it.the good news was the judge listened to my side and set up a very easy payment plan.you can ask for the same and then go to a credit counsel and get them to contact the people you owe and they can get the settlement lowered.
2006-10-09 08:52:07 · answer #3 · answered by ? 1 · 0⤊ 0⤋
You need to go. If you don't then to the court it is an admission of guilt and you will have no recourse. If you go you may be able to have at least some of the charges removed or maybe they will settle for 50 cents on the dollar. That's what a friend of mine did.
2006-10-09 08:58:15 · answer #4 · answered by nana4dakids 7 · 0⤊ 0⤋
maybe you can do undetime? not take off work completely, that's what my parent's do when they need to do some important. I also say that court stuff is kind of important but I'm not really familiar with your particualr situation. I've only been arrested and warranted and had to appear in court or else they'd force me physically to be there and do a hearing.
2006-10-09 08:43:25 · answer #5 · answered by Suzy Suzee Sue 6 · 0⤊ 0⤋
You must go.
This happened to me, you will be among either an a.m. or p.m.
group of people, in the same situation.
If you do not go and state your reasoning, the judge automatically
goes on the behalf of the creditor you owe.
Everyone that is there is in the same situation, just go and state your case.
good luck
2006-10-09 08:50:40 · answer #6 · answered by Anonymous · 0⤊ 0⤋
yes, go to court tommorow. the judge will see you as more responsible and will likely hear you out more and try to reason with you.
2006-10-09 08:47:48 · answer #7 · answered by CoolChick2 3 · 0⤊ 0⤋
You should go, it's the responsible thing to do. Of course, paying your bills on time is also the responsible thing to do.
2006-10-09 08:47:18 · answer #8 · answered by natureutt78 4 · 0⤊ 0⤋
if you were summoned you are required to go. if you do not the judge could fine you or so many days in jail, at least it is where i'm from
2006-10-09 08:42:52 · answer #9 · answered by Anonymous · 2⤊ 0⤋
if you dont go they win, and you will pay all court costs and legal fees., back interest, and every cent they say you owe
2006-10-13 08:26:56 · answer #10 · answered by Anonymous · 0⤊ 0⤋