My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
2006-10-09 05:51:00 · 12 answers · asked by Calill C 6 in Cars & Transportation ➔ Insurance & Registration
Jim C, my son was not at fault here. I know what you're saying as far as hitting someone in the rear-end is almost always the fault of the driver that struck another vehicle's rear-end. They will ticket the rear vehicle for following to close. The vehicle he struck pulled out in front of him and he had no chance to avoid the collision. As I stated earlier, the other driver was cited for failure to yield. My son was not cited for anything.
2006-10-09 06:12:36 · update #1
Despite what all the so-called 'expert' dorks are telling you, a rear end collision is NOT always your fault. Insurance should pay what the market value of your son's car is, (or ACV -- actual cash value). This will be determined by what the car would have sold for on the market prior to the collision (it won't be much). Face it, two of the exact kind of cars are side by side on a used car lot for the same price but...one of the cars has a 'salvage title' and the other does not. Which one would YOU buy? See....?
Good luck.
2006-10-09 11:23:30 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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RE How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
2014-10-09 21:36:25 · answer #2 · answered by Alvina 1 · 0⤊ 0⤋
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RE :How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
Update: Jim C, my son was not at fault here. I know what you're saying as far as hitting someone in the rear-end is almost always the fault of the driver that struck another vehicle's rear-end. They will ticket the rear vehicle for following to close. The vehicle he struck pulled out in front of him and he had no chance to avoid the collision. As I stated earlier, the other driver was cited for failure to yield. My son was not cited for anything.
Follow 13 answers
2016-08-23 07:03:51 · answer #3 · answered by Rickert 6 · 0⤊ 0⤋
The police report will be a factor in the determination of liability, but not the deciding factor. I have decided a few claims like this as at fault on behalf of the party who struck the other from behind, at least partially at-fault. Let's assume in this case your son is (knock on wood), found to be not at fault for the loss. The other party is going to have to pay for the fair market value of that car. If it carries a salvage title that is unfortunately going to be very little since the car was a total before the accident happened. This happens to people whose cars aren't salvage titles...just cars that are old. The fact that this car is both is making me think he's going to get a few hundred bucks for it...he'll need to turn around and apply it towards another vehicle. Insurance is not required to do much more than that.
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I'm really glad everyone is alright. It is a father's right to defend his kid. In defense of everyone, though, sir...you weren't in the car and you weren't at the scene...be prepared if the other party disputes 100% liability...if the point of impact to the other vehicle is not the square rear of their car...your son has a better chance...
2006-10-09 16:04:47 · answer #4 · answered by Pieandchips 3 · 0⤊ 0⤋
Compare quotes for free at - ASSURECOMPARE.INFO-
RE How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited ...show more
2014-09-02 23:06:18 · answer #5 · answered by Anonymous · 0⤊ 0⤋
They will pay the actual cash value, as long as it's no longer on a salvage title. If the car was restored, and registered, in order to register it you had to get the title changed over to a restored vehicle.
You can go to www.kbb.com to get an idea of how much it's worth . . .in general, a car that RUNS is usually worth at least $1,000 regardless of age or anything else. So that's probably what you're looking at.
2006-10-09 09:22:53 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
If you have collision on your insurance policy and a low deductible your insurance company will pay you what the car is worth if it is totalled, or pay for the damage when you get it fixed. Then they will try to get their money back from the other driver's insurance company (subrogation). The only time a no-fault state matters is with PIP benefits (medical). I know because I JUST went thru this.
2006-10-09 06:10:20 · answer #7 · answered by apriljm76 2 · 0⤊ 0⤋
This site will be very helpful for finding the best price ofr you: INSURE-HELP.COM
2014-05-13 14:26:46 · answer #8 · answered by Anonymous · 2⤊ 0⤋
If it's still titled under a salvage title, I don't believe they will pay full value for the vehicle. You need to ask them about it. He may have to prove the work that was done to restore it to recover.
2006-10-09 10:10:08 · answer #9 · answered by Chris 5 · 0⤊ 0⤋
The Ins. Co. will total out the car. It costs more to repair than it's worth - to them anyway. Since he rear-ended the other guy it's usually his fault no matter what, but I don't know the rules in your state. It could be you live in a no fault state, I don't know. Anyway, the car will mostly likely be totalled out. Sorry.
2006-10-09 05:55:25 · answer #10 · answered by Jim C 5 · 0⤊ 1⤋