My girlfriend is going to drive my car on a long drive. She is insured, but on a plan that covers her own car, not on my insurance. Could this be a problem if anything happens? My car is insured with me as a driver.
2006-10-08 13:53:25 · 6 answers · asked by gemadness 2 in Cars & Transportation ➔ Insurance & Registration
Insurance follows cars, not people. So if you have insurance and she's driving with your permssion, your coverage extends to her.
2006-10-08 15:17:23 · answer #1 · answered by Chris 5 · 0⤊ 1⤋
If your car is insured, and she is driving with permission, she is covered on your insurance. Insurance goes with the vehicle, not the driver. If she is going on a long drive, you might want to sign a note giving her written permission to drive and get it notarized just in case she needs it.
2006-10-08 20:57:28 · answer #2 · answered by oklatom 7 · 2⤊ 0⤋
Usually, insurance would follow the vehicle. (If your girlfriend was driving your car - your insurance would pay.) However, the claim may be denied based on how often she drivers.
Better safe than sorry, you can add her to your policy for a few days and then take her off again.
2006-10-08 23:27:03 · answer #3 · answered by PeppermintandPopcorn 3 · 1⤊ 0⤋
In most states the insurance is on the car, no matter who is driving.
2006-10-08 20:57:12 · answer #4 · answered by maxinebootie 6 · 0⤊ 0⤋
She is covered by her own insurance should anything happen to your car.
2006-10-08 21:39:33 · answer #5 · answered by supermarine67 2 · 0⤊ 0⤋
As long as she has your permission to drive your car then yes she is covered...as the above person stated...give her written permission...that's just cheap insurance for this question.
2006-10-08 22:02:01 · answer #6 · answered by Kenneth S 5 · 0⤊ 0⤋