basically, i want to know if its legal for me to drive his car, being dropped from the insurance because he still has insurance for himself. dont know if it has any significance, but i live in jersey
2006-10-07 09:08:02 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
If he dropped you from his insurance, he probably doesn't want you to drive his car anymore. You could be arrested for auto theft if you drive without his permission. I would ask him to reinstate you as an authorized driver. Maybe offer to pay for part of the premium.
Are you a minor? Do you still live with him? Do you have your own insurance? These things could make a difference to the validity of the insurance.
2006-10-07 09:19:53 · answer #1 · answered by Susie 5 · 4⤊ 0⤋
No not likely, insurance companies have gotten very strict on this fact. We switched our car for a truck and we could not believe the price and they stated it was because one of my adult kids still lived at home.
They threw a stink about us getting her off our insurance and wanted us to prove she had insurance on her own. You can insurance yourself so if you are driving anyone's car you are insured.
We were told by Geico and Progressive that they only insure the people on the policy and the car.
2006-10-07 09:20:03 · answer #2 · answered by freemansfox 4 · 0⤊ 0⤋
the quick answer is that if it would not say so no. The extra complete reaction having had the comparable concern this week is that as quickly as you examine up the blurb that incorporates assurance, the characteristic that used to exist so as that in case you have been totally comp you need to force yet another persons automobile on a TP foundation has been bumped off. it seems that this develop into being abused by potential of a few drivers and this action is an ingredient of a collection of precautions to clamp down on uninsured drivers. regrettably, this means which you are going to would desire to be a named motive force on the automobile vendors coverage which you somewhat desire to force and vice versa - slightly extra money for the assurance companies then!! desire this permits...
2016-10-02 01:21:09 · answer #3 · answered by ? 4 · 0⤊ 0⤋
If your dad verbally authorizes you to drive his car it usually is okay. Best to check with the insurance company first just to make sure.
2006-10-07 09:25:03 · answer #4 · answered by jessica 2 · 0⤊ 2⤋
If you drive with his permission you will be covered. If you live in his household you're covered. Unless he excluded you by name with an endorsement to his policy you are covered under those two scenarios. However, if he took you off, it probably means he does not intend for you to drive, so you won't really have his permission, right?
2006-10-07 09:46:39 · answer #5 · answered by Chris 5 · 0⤊ 2⤋
Are you living at home? If so, and he dropped you, you are considered an "excluded" driver. If you aren't living at home, and are driving with his permission, you would be covered.
2006-10-07 10:36:25 · answer #6 · answered by oklatom 7 · 0⤊ 0⤋
No your dads insured not you.
2006-10-07 09:28:26 · answer #7 · answered by diane c 3 · 0⤊ 1⤋