I realize that it is the parent who usually takes away the child's credit card, but my mom has had some bad luck with credit when she was young and so she was unable to be approved for one. But she has had some minor health problems, so when she turned 50 I felt that since she wanted to still be able to do as much as she could on her own, she should at least have one credit card on her in case of emergencies. So when I applied for one through my bank, I got her, her own. I told her that it was mostly for emergenies, but that if she wanted to use it for gas or small groceries she could do that if she didn't have enough cash, or didn't want to write a check. I personally have another card I use, but I always pay in off at the end of the month. And my mom has always been frugal with money and I expected she wouldn't even use it. But she did. She told me that she was doing okay and that she is paying on it. Now it is past max, $800! My question, how do I, at 20, take away my mom's card?
2006-10-07 06:12:02 · 6 answers · asked by charmed45390 2 in Family & Relationships ➔ Family
Just do it - take it away - cancel it. Tell her she abused your trust. Credit cards to her is like alcohol to an alcoholic...too bad.
2006-10-07 06:15:24 · answer #1 · answered by RT 5 · 0⤊ 1⤋
Myself I would loan her the money to at least get in back under the overlimit. Even if I had to use another card to do this.
I would try to help out my mother as much as possible. If she is an authorized user you can have her removed. You will need to get the card.
After you get that done. I would give her gift cards that can be used at gas stations and grocery stores only.
It erks me that banks allow people to go over the limit.
2006-10-08 10:39:48 · answer #2 · answered by webworm90 4 · 0⤊ 0⤋
You have to prove her imcompetent in order to do things that are legal. That is a process that takes some time. Ask her to get her own credit card not through you because you do not want your credit ruined.
2006-10-07 13:18:23 · answer #3 · answered by Anonymous · 0⤊ 1⤋
Be a kid and let your mom handle it.
2006-10-07 13:13:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
not sure you can take it away if your name not on it..... send her to this website maybe it will help
2006-10-07 13:17:08 · answer #5 · answered by Anonymous · 0⤊ 1⤋
just cancel it
2006-10-07 13:14:14 · answer #6 · answered by Anonymous · 0⤊ 1⤋