2006-10-07 04:30:32 · 20 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
was it your fault? If it wasn't and you didn't loose any ncd then you should be ok but you still have to tell them cos insurers swap info about clients to prevent fraud and if you don't tel them then any insurance you get in the future will be void. at least for 5 years. Play it safe and tell them.
you may be better off staying with this insurer but shop around anyway call 0800 280 2995 they will find you the cheapest insurer to deal with your situation.
You would never think that i work in car insurance would you.
2006-10-07 04:49:00 · answer #1 · answered by honey 3 · 0⤊ 1⤋
YES - all insurance contracts are contracts of "utmost good faith" - if you do not declare any relevant facts truthfully (irrespective of whether or not you have been asked) then your insurance policy is void. Put bluntly, if you have another crash, causing serious damage, injury or even worse, death, your new insurers would be completely within their rights not to pay out. On top of that, all insurers now share a central database, so there is absolutely no point in even thinking about trying to change what happened in the past.
2006-10-07 23:46:52 · answer #2 · answered by Miss Behavin 5 · 0⤊ 1⤋
I have been in insurance for 5 yrs and Yes they will. You will be asked if any current violations. Then the agent will run your MVR in which this will show any accidents or speeds within the last 3 years.
2006-10-07 04:35:00 · answer #3 · answered by Talladega00 1 · 0⤊ 1⤋
The insurers probably pass information to each other, but if you don't declare the smash to your new insurers, then your policy could be made invalid.
2006-10-07 04:57:11 · answer #4 · answered by Neil 1 · 0⤊ 1⤋
Yes. Insurers swap this sort of information.
Also, if you don't declare it to them, then your new insurance won't be valid - you'll be paying money, but won't actually be covered if anything happens, and could be fined.
2006-10-09 00:09:30 · answer #5 · answered by Neil 7 · 0⤊ 0⤋
These days they know everything. well all of your motoring history. It goes on a database for the dvla, police and insurance companies to share. Not worth telling fibs, they will only make you pay for it. wether it be increased premium or court.
2006-10-08 01:55:11 · answer #6 · answered by craigs @ peugeot 3 · 0⤊ 1⤋
Probably yes. Don't underestimate the powers of insurance companies as they have all the resources at hand.
2006-10-07 04:33:00 · answer #7 · answered by E15 3 · 1⤊ 1⤋
yes because you will have to give details of your previous insurer. Either that or you'll have to start from scratch with no no claims bonus. Careful it doesn't come back and bite you on the bum.
2006-10-07 04:39:28 · answer #8 · answered by Twisty 4 · 0⤊ 1⤋
Only if you were at fault and recieved a ticket for it. Any insurance company can check with the DMV.
2006-10-07 04:36:40 · answer #9 · answered by ? 5 · 0⤊ 1⤋
Yes unless you didnt report it at all to insurance/dmv/police
2006-10-07 05:01:12 · answer #10 · answered by mommy2savannah51405 6 · 0⤊ 1⤋