if you are 18 how are you suppose to get credit if nobody wants to aprove you for anything because you dont have any credit.
2006-10-06 07:35:17 · 7 answers · asked by mendoza512003 2 in Business & Finance ➔ Credit
If you have had a job for a while, then you should be able to get credit at a department store. Try Macy's or JCPenny.
You could also get a co-signer or get someone to let you be an authorized user on their account. Both of those will establish credit for you.
2006-10-06 07:40:04 · answer #1 · answered by Not Laughing w/ U 3 · 1⤊ 0⤋
Go to your bank and see if they have a credit card program through mastercard or visa. Most bigger banks like Wells Fargo, Wachovia, and PNC do as well as many other smaller banks. Having an account at the bank, they can see your history with them and if its good they'll most likely give you a chance.
Also, some banks offer a credit card that's linked to your account...it's not a check card because the amount of your purchase doesn't come out of your account immediately, but the total in your account is your credit balance so it will fluctuate. These types of cards also help establish your credit worthiness.
2006-10-06 14:43:19 · answer #2 · answered by Lauren 4 · 1⤊ 0⤋
try establishing your credit by getting a credit card from a dept store and get your parents or someone close to you to co-sign for you, they give credit cards to almost anyone as long as you have some kind of income, be sure to make your mthly payment on time, at least 10 day before the due date, do that for one year min and you will have established your cretdit. Keep your crediti rating at an A1 always, that is a 790 score or more. beleive me the creditors will be calling you begging for your business
2006-10-06 14:56:54 · answer #3 · answered by glasgow girl 6 · 0⤊ 0⤋
The best way to start is to apply for a "student credit card". You can obtain an application for various banks at just about any university or college. That will help you establish credit. You see, when you apply for a "student credit card" banks don't expect you to have any credit history. In fact, it's best if you have no history at all. That will improve your chances of getting it.
2006-10-06 14:42:42 · answer #4 · answered by henry315_ny 3 · 1⤊ 0⤋
Go to college.Then every credit card on earth will offer you credit.
2006-10-09 16:43:27 · answer #5 · answered by George K 6 · 0⤊ 0⤋
Try Capitol One or Orchard Bank you can access both of them through creditcards.com. You can apply online and get an approval right away in most cases. Good luck!
2006-10-06 14:44:19 · answer #6 · answered by mortgage girl!!! 1 · 1⤊ 0⤋
Go to this site http://allsolutionsnetwork.com/FH/FH54617
2006-10-06 14:40:20 · answer #7 · answered by amihavasu6 1 · 0⤊ 0⤋