2006-10-06 06:07:07 · 9 answers · asked by santos.nuno23 1 in Cars & Transportation ➔ Insurance & Registration
You left out about a million little details that are necessary in order to give you any sort of answer. Were your policy limits maxed-out in settlement? Is an individual suing you or an insurance company? Who is named on the suit? Has a suit even been filed or is this some scum collector trying to scare you?
Read up....
2006-10-06 06:48:19 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Usually an insurance will request that the non-fault party sign a property damage release letter...what that says is that they can't come after you, your household, or your insurance for any more than they've paid out. This is only for property.
Bodily Injury may be another story...call and ask your insurance how much they paid and if they paid all requested medical bills. Perhaps your insurance denied some of their claim and they are coming after you personally.
2006-10-06 06:48:53 · answer #2 · answered by Pieandchips 3 · 0⤊ 0⤋
You need to call your insurance company. Under your contract they owe you a defense if you're sued for an accident that is covered under the policy. Need more details to tell you more. They should be able to further instruct you after you call about being sued. Now that you mention it, why aren't you asking them instead of us?
2006-10-07 10:04:37 · answer #3 · answered by Chris 5 · 0⤊ 0⤋
Yes. After your insurance has paid up to their limits of coverage, if the injured party to your negligence has further losses, he can reasonably expect to collect those losses from you. Ignore those telling you they can't. Let's say you have coverage up to $5,000 and the loss to the person you hit was $8,000. he can collect $5 grand from your insurance policy and sue you for the balance of $3 grand. As others have advised, get an attorney.
2006-10-06 08:53:01 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
If the individual accepted the payment I thought they couldn't sue. Accepting the insurance payment is essentially settlement for the case.
If the insurance paid and the injured party did not deposit the check, then they case is still considered open.
2006-10-06 06:11:36 · answer #5 · answered by misskate12001 6 · 0⤊ 0⤋
deffinatly get a lawyer. If your insurance company paid the maximum then its up to you to take care of the balance.
2006-10-06 06:12:41 · answer #6 · answered by jeffrey_d127 2 · 0⤊ 0⤋
Your ins. should have got a release from any furthur claims if they did not then it should be their problem. See what they have to say and if they are a good co. they will give you legal advice.
2006-10-06 06:13:02 · answer #7 · answered by jr 1 · 0⤊ 0⤋
Contact your insurance company. They have to defend you in the lawsuit.
2006-10-06 09:25:19 · answer #8 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Get a lawyer!
2006-10-06 06:11:06 · answer #9 · answered by Dawn C 3 · 0⤊ 1⤋