This is for school, it doesnt have to be exact, I just can't find a place online where I can get a decent quote from. We need an estimate for bonding, auto, building, work-comp etc.
Any help would be appreciated.
2006-10-06 04:09:55 · 6 answers · asked by Anonymous in Business & Finance ➔ Insurance
You probably can't. The rating models are too complex.
Call your parent's agent, and ask them to work up numbers for you.
Or post the following answers for each question, and I'll ballpark it.
What city/state? What type of business?
Bonding: why do you need bonding? what type of bond? some examples are: fidelity, licensing, performance, payment, erisa. Each of them have their own rating questions. Bonds can range in cost from $250 to 20% of the job cost, so it's a huge range.
Auto: what type of cars, how old are the cars, how old (on average) are the drivers, and what are the cars used for, where do they go, and how many of each type?
Building - how big is the building (in square feet), what's it made of, how old is it, how recently updated is the plumbing, heating, electric? Do you own it or rent?
Liability - what type of business? What are the gross sales? What type of product? How much do you pay the employees? How many employees are there?
Workers Comp: What do the employees do, and how much do you pay each category of employee? This is actually the easiest to "guestimate" - as the rating is strictly based on payroll.
2006-10-06 04:38:38 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
1
2016-09-25 18:06:53 · answer #2 · answered by Stanley 3 · 0⤊ 0⤋
maximum coverage companies' web content are guard. this is the close by or small coverage co that dont have guard web content and bind coverage for small classes of time. as far as on line rates are in touch in case you dont supply a VIN # on the time of quoting, the quote is quite plenty a "ball park" parent. without the VIN, the quote will fee the vehicle as far as records are in touch and you because of the fact the crucial operator. for sure there are a number of factors that come into play while score is taken into consideration on an vehicle coverage.
2016-10-18 22:21:20 · answer #3 · answered by grewe 4 · 0⤊ 0⤋
Try http://www.integoinsurance.com/ for Intego insurance. They do Hartford and the other biggies in business insurance. I found them when I needed a quote immediately and they were very responsive.
2006-10-06 04:14:29 · answer #4 · answered by Rich Z 7 · 0⤊ 0⤋
I would try Geiko or Progressive
2006-10-06 04:11:41 · answer #5 · answered by bradthepilot 5 · 0⤊ 0⤋
try the internet! lol
2006-10-06 04:11:11 · answer #6 · answered by ActionMan 2 · 0⤊ 0⤋