This is in the UK, if you don't know don't answer please
2006-10-05 23:56:11 · 9 answers · asked by LADY__LUCK 2 in Business & Finance ➔ Credit
unfortunately i already have one, so not point telling me not to get one.
Also, there is no credit search done
2006-10-06 00:01:33 · update #1
No it doesnt ive checked cos i had one too.x
2006-10-05 23:58:14 · answer #1 · answered by *DB* 3 · 0⤊ 0⤋
It depends what credit report company that Provident use.
If they use experian, then it may not show up on Equifax.
Also, not all companies record data with CR agencies. There is one major high street bank that doesn't, well not on the reports I have seen anyway.
If in doubt ring 08700 100 583 (Equifax) and it will cost you about £2.50 with your debit card to get a credit report. Should be with you in seven days.
Alternatively sign up for one of those freebie trial periods.
2006-10-06 00:43:04 · answer #2 · answered by Valiant 3 · 0⤊ 0⤋
As far as I am aware.... if no credit check was carried out it should not be on the credit check part of your credit report.... HOWEVER.... It may appear in other areas of your credit report, it's not just based on searches.
If you default on a payment.... it will show up. If youre really concerned, go to www.experian.co.uk and get yourself a copy of your report it's about £2 (payable online or by post) and really interesting.
2006-10-06 00:06:54 · answer #3 · answered by mittobridges@btinternet.com 4 · 0⤊ 0⤋
If there was no credit search you may be ok, but the chances are they will be legally obliged to divulge all business if they get audited or a visit from the VAT inspector.
2006-10-06 00:07:39 · answer #4 · answered by psychoticgenius 6 · 0⤊ 0⤋
any loan or loan application which requires a credit search will show on your credit history regardless of sub prime or high street lender.
2006-10-05 23:59:38 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Yes, It shows
Loans, mortgage, direct debits and standing orders
I have tried this company to get a credit report
Experian.co.uk
2006-10-06 00:02:08 · answer #6 · answered by toietmoi 6 · 0⤊ 0⤋
It Can Be a good thing as long as you have paid for it but if you haven't it will be held against you just as if it was a million pounds from a bank Dave
2006-10-06 00:04:59 · answer #7 · answered by Psycho Dave 4 · 0⤊ 0⤋
Yes even if you run a catalogue and a good payer it's there but it then works in your favour.
2006-10-06 02:54:44 · answer #8 · answered by Crazy Diamond 6 · 0⤊ 0⤋
yes it does.............bur are you mad, have you seen their interest rates. personally i'd look else where, they are nothing but legal lone-sharks. have you not watched the watchdog programmes on TV the last few years?
2006-10-05 23:59:45 · answer #9 · answered by Tracy 3 · 0⤊ 0⤋