While driving a non-family members vehicle you're involved in an accident, whose insurance pays for damages?

Question

State of WI, driving boyfriends car, do I need to report it to my insurance or his?

Answer 1

it goes under his policy, because his policy insures damage to his car.

Answer 2

ring the insurance company on the pretence of signing up a new policy, ask them what would happen if your boyfriend was driving your car and crashed it. Some policies have a designated driver clause and some have age restrictions.

Answer 3

Insurance goes with the car, not the driver. Report it to his insurance. Were you at fault?

Answer 4

I think the initial claim goes to the company that insures that car, and then that company will sue your insurance company to be reimbursed. You should report accident to both insurance companies.

Answer 5

Your boyfriend (the car owner)should report it to his insurance

Answer 6

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