my responsiblity?
okay...last friday 9/29 i was on a main street in myl home town which is very busy around 12p.m...i was on my way to work...when a woman stopped dead in the middle of traffic...well didn't stop in time...so i "bumped" her..and I say bumped b/c no tail lights broken.no dents, no scratches, no nothing, except that her bumper need "tapped" back in (literally)....okay...so i grab my cell phone and call 911 cop comes...she tells him (woman is in her 70's) that a man/woman cut her off and she had stopped...okay...didn
2006-10-04 15:56:05 · 4 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
okay...so I didn't get cited....well I called my insurance company PROGRESSIVE...and made my claim....she did not go to the hospital told me she was fine....she goes to the doctor and says her heart hurts...she had a panic attack...(i know this b/c her daughter comes in my hair salon, and she is the one who took her)...am I responsible for her hospital and car?
was not cited
2006-10-04 15:56:45 · update #1
Cited doesn't matter. Stop saying cited!
You rear ended her, you're at fault, and so you owe for her damages and her bodily injury claim. Sorry. She got cut off and stopped in time, but you didn't. The police and tickets are not what determines liability. The insurance company investigates and determines that, and speaking as an experienced insurance rep, Progressive will pay that claim. It would be impossible to defend you if they denied it and she sued. They would lose, so they need to protect you.
2006-10-05 11:18:50 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
It does not matter if you were cited or not, if you bumped her back bumper, except in VERY rare cases, YOU are considered at fault. Citation or no, it is considered to be "following too closely" or something along those lines. Your liability coverage will come into play.
2006-10-05 02:32:36 · answer #2 · answered by purplepinkanddots 3 · 1⤊ 0⤋
Quite possibly yes you are. You hit her. You were moving. She was stopped. Count yourself lucky you didn't get a ticket for following too close. Don't admit liability, and let your insurance handle it.
2006-10-04 23:03:03 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
I assume you have liability coverage...your insurance will cover any legitimate medical cost and repairs to the other party.
Don't worry --
2006-10-04 22:59:29 · answer #4 · answered by Anonymous · 1⤊ 0⤋