My bank declined my application because I have no credit history. I've never had a credit card before.
2006-10-04 14:58:22 · 13 answers · asked by Anonymous in Business & Finance ➔ Credit
The below website provides links to companies that offer CC for no credit/bad credit applicants. Been through it myself, and it works. JUST DO NOT MISS A PAYMENT.
http://www.findingacreditcard.com/Bad-Credit-Credit-Card.shtml
2006-10-04 15:09:18 · answer #1 · answered by Frogface53 4 · 1⤊ 0⤋
Whoa...You're own bank wouldn't give you a card? Do you not have any money at all in savings as collateral?
try the sites some poeple recommend, but the other option (if you can hold on to the money and not spend it) is to apply for a signature line of credit at your bank (ask for about 500-1000) just say you're going to by a new washer and dryer or something. (but don't really) Then, if you get the money, just pay off the loan over a 3-5 month period. Once is cleared--BINGO, you have credit history.
2006-10-04 15:08:48 · answer #2 · answered by shogun_316 5 · 0⤊ 0⤋
Go into a department store and make a large purchase - say 2 recliners or washer or plasma TV. They will ask you if you want to apply for a store credit card - which you can use immediately - including for THIS purchase. Once you have one card - the rest will follow.
2006-10-04 15:01:33 · answer #3 · answered by north79004487 5 · 0⤊ 0⤋
Try First Financial Bank USA. I got their credit card as soon as I turned 18 and paid off the balance every month. This helps establish credit as long as you pay the balance. I would just charge like gas for my car and then pay it all off. They will start you off with a very low limit like $200.00 and it will go up fast as you establish more and more credit.
2006-10-04 15:22:05 · answer #4 · answered by Country Girl for Life 5 · 0⤊ 0⤋
No credit/Bad credit has never stopped a company from offer me a card.
2006-10-04 15:07:48 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Store credit cards like Old Navy, Express... are a little easier to get approved for.
2006-10-04 15:06:20 · answer #6 · answered by shotohell7 2 · 0⤊ 0⤋
Try www.aspirecard.com. They give cards to people to help build credit. They report regularly to major credit agencies and you can't beat the payments. I have one and everyone I know has one now.
2006-10-04 15:02:05 · answer #7 · answered by sadaunt78 2 · 0⤊ 0⤋
This website allows you to review the specifics (recurring fees, late charges, etc.) for several different banks.
http://www.creditcards.com/bad-credit.php?a_aid=1004&a_cid=1045
2006-10-04 15:27:37 · answer #8 · answered by Cheeky Realtor 3 · 0⤊ 0⤋
type in: creditcards>free hit search. you will probably have to pay a fee check them out
2006-10-04 15:24:47 · answer #9 · answered by ? 2 · 0⤊ 0⤋
You can get one here http://allsolutionsnetwork.com/FH/FH54617
2006-10-04 15:16:56 · answer #10 · answered by amihavasu6 1 · 0⤊ 0⤋