How do I get insurance for lap band or bypass surgery if my insurance company has turned me down.?

Question

My insurance company will not cover lap band surgery for me (or gastric bypass for that matter). I have been overweight for years, have sleep apnea, sore knees, and the necessary BMI to qualify. Even the hospital that would do the surgery has told me that they turned them down. Paying for it myself would be out of the question. My company has been using this insurance company for years and years - I do not see them switching carriers in the near future. Is there any way I can get this surgery done? I feel the pros far outweigh the cons.

Answer 1

Carol,

I did not come up with this idea Joe did just above but I did check around about India! I do not have a weight problem when I was treated for sleep apnea with a cpap device it helped me loose weight! Anyway Joe's idea might really be a practical one, at least one for you to check on!

I do personally know several India citizen doctors here in the States and they are Great! It would be quite an experience for you and really quite practical airfare really is not all that expensive compared to the cost of the proceedure!

Good Luck in your search,

APS

Answer 2

For the chauvanist pigs that answered this question in a demeaning way-- obesity is not always because a person overeats, its often genetic, or brought upon by other health issues, NOT ALWAYS OVEREATING, like you IGNORANT, stupid, pretentious fools think.

Carol, I suggest you visit obesityhelp.com its a website with a huge forum that addresses every possible question about gastric bypass and lab band surgeries. My insurance has also turned me down, and my doctor is personally calling the insurance so that they will (hopefully) approve me, something you can try. Other than that, the website has prewritten fill-in-the-blank letters that you can send to appeal their decision. The first thing you need to do is get your family physician to refer you to a bariatric surgeon, and have a consult with him. after that you can appeal your insurance's decision.
Best of luck, Carol

Answer 3

Many insurance policies will not cover that procedure because it is not medically necessary. They consider it the same as cosmetic surgery. You can contact other insurance companies and ask them.

Answer 4

the difficulty isn't probable in simple terms gastric bypass surgical treatment for many folk, yet any form of fairly great weight help. it is not common for somebody to not think of what a woman would desire to have gave the effect of at 3 hundred lbs (or according to probability they have even seen previous pictures), and a great style of adult men would be afraid that the lady will finally end up looking like that back. to boot the seems element, human beings generally think of of weight problems as a character flaw, undeniable previous greediness, or a entire loss of power of will, without pondering each and every of the extra organic and organic and environmental reasons that are actually not the guy's fault. So, you have a tendency to think of "right it rather is somebody without own power of will, who would not understand herself or her physique, and who would ok finally end up looking very unattractive to me back." bear in mind that i'm not asserting i think of those issues! yet that's what a great style of human beings are rather thinking, in the event that they are trustworthy. i'm a woman, and that i don't understand if i might date a guy with gastric bypass no count how warm he's calling now. even nonetheless it is not because of the seems element; there are basically a great style of obstacles on what you are able to consume, how lots you are able to consume, an obsession with gaining weight, digestive issues, different wellness subject concerns, and so on... i'm afraid his subject would desire to be a great "element" in our relationship that would not circulate away. If my boyfriend developed maximum cancers, i could be there for him by all of it, yet i don't understand if i might decide for as much as now somebody who became into at the instant battling maximum cancers. it rather is an identical element. i'm sorry if it sounds horribly selfish.

Answer 5

It is a long road to travel for Insurance Companies to approve you.. but you have to insist .. more tips here:

http://www.themorbidme.com/insurance_related/index.html