Please base this on actual experience. I want some good advice. I have State Farm for now and I want to save.
2006-10-04 09:51:44 · 11 answers · asked by Doclester 4 in Cars & Transportation ➔ Insurance & Registration
There are plenty of insurance companies that are cheaper than State Farm. You can go to Progressive's website and they compare for you. If price is your main concern, State Farm is probably not for you, if you want service and a company that will pay your car to pre-wreck condition, Stay with State Farm and avoid the headache of the smaller companies. Here in Louisiana, State Farm, Farm Bureau, and Allstate pay the best labor rates to shops and have what I think are the best policies for returning your vehicle to pre-accident condition. Smaller companies pay less for labor and sometimes cut you a check as soon as they look at it, based on their labor rate, not necessarily your preferred shop's rate, hoping you will cash it and shop for someone to repair it for the cheapest. I would prefer to pay a little more and not have to fight with the discount insurer's policies of using aftermarket sheetmetal, and not wanting to pay to R/I (Remove/ Install) everything associatied with the repair.
2006-10-04 16:01:38 · answer #1 · answered by Justin M 2 · 0⤊ 0⤋
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2016-09-24 19:04:13 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Nationwide Insurance has the best rates and coverages for me.State Farm has just about the same coverage except that their deductibles n rates r higher than Nationwide.Thats why i made the switch over to Nationwide.
2006-10-04 10:05:03 · answer #3 · answered by purrdykitten2003 3 · 0⤊ 0⤋
Progressive has saved me about $350 a year. They really researched to find me the best coverages.
2006-10-04 09:55:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Me & my husband have Wawaneesa. I know it sounds funny, but they are a southern california (other places maybe i dunno) company & they cut our rates in 1/2 from Progressive. They are picky, you have to have a clean record & be at least 26 I think. A friend of your has them also & had accident & they were real helpful, but I don't have firsthand experience on claims.
2006-10-04 10:03:21 · answer #5 · answered by Anonymous · 0⤊ 0⤋
A great place to shop online for auto insurance and lower your rates is http://www.nationwidebillrelief.com
2006-10-04 12:22:36 · answer #6 · answered by Anonymous · 0⤊ 0⤋
ain;t none of them going to save you money cuzz your still paying for it just encase something happens now if you want to get your moneys worth at the end of you coverage go on a rampage wreck as many people as you can get away with
2006-10-04 10:03:05 · answer #7 · answered by Anonymous · 0⤊ 1⤋
USAA is really good...my parents have it and we save alot of money every year...my dad had allstate and they charge u tons of money
2006-10-04 10:00:11 · answer #8 · answered by kickqtqt 1 · 0⤊ 0⤋
AIG. Guaranteed.
2006-10-04 10:00:54 · answer #9 · answered by Anonymous · 0⤊ 0⤋
USAA, if you're eligible for membership.
2006-10-04 09:58:40 · answer #10 · answered by Bostonian In MO 7 · 0⤊ 0⤋