If you are an adult WITHOUT health insurance, why don't you have it? What do you choose to spend your money on

Question

It is a proven fact that the overwhelming majority of uninsured ADULTS are uninsured BY CHOICE. They CHOOSE not to get health insurance.

For example, they CHOOSE to quit school at 15 and end up working in a low-paying, no-chance-for-advancement job. A boy or a girl might CHOOSE to have sex at 16 and get pregnant/impregnate someone. Others choose to have a TV in every room, 3 cars, smoke 2 packs a day, and drink a 6-pack at night, then complain they don't have any money to buy health insurance.

What CHOICE have you made NOT to have health insurance?

You all proved my point.

“trishopesisters” is an RN and her shack-up boyfriend has a decent job as well. The average salary for an RN in NYS is $64,000 (look it up). One would guess their combined income is $100K plus. They can afford $800 a month. They choose not to.

“The Answer Man” chose to change jobs and not pick up COBRA. He says it is difficult to come up with the $250 a month for basic coverage. That is $8 a day. One could get a second job. Before you ask, yes, I have worked 3 different jobs at a time, sometimes putting in 90 hours a week. So I know of what I speak.

“Rain” admits she could find a part time job, but apparently is making a choice not to do it.

“Olesya C” is a 31 y/o single mom. BTW, why didn’t you get married? If you did, then you are “divorced”, not “single”. I looked up quotes for a 31 y/o with a 10 y/o child. Health Net would run between $140 - $200 per month. Blue Cross was between $163 - $550 per month.

Answer 1

proven fact? really? to what study are you referring?

you are an ignorant fool.

there are plenty of people that graduated school, but couldn't afford college (or just not smart enough to go). they might work at a decent job for years and suddenly get laid off. COBRA coverage is crap if you don't have the $700/month to pay for it since you just got laid off.

i'm not sure where you live; the economy overall in the US is pretty good. however, here in the Ohio Valley, we are in a serious recession due to losses in the steel and coal mining industries. i had to move back here to help out my family (yes, i realize it was a choice, but could i live with myself if i abandoned my family just to have heatlh insurance?). but there are no decent jobs here for someone in my field. so i am working 38 hours a week with no benefits because it is the best paying job i can find here. i could find a FT job at mcdonalds i suppose, but there is no way to survive on minimum wage and still contribute $50-$100 bucks a month toward insurance.

i barely make enough to live on. i don't have 3 TVs or an iPod. i am typing this on a friend's computer. i drive a POS car that barely makes it to work. i don't drink, smoke, or do drugs.

other than prostitution or drug dealing, where do i come up with hundreds of dollars a month for health insurance?

sure people make a lot of choices that result in the inability to pay for health care. but you really are jackass if you can't understand how people can be kicked down by circumstances and find it hard to get back up.

Answer 2

It is not always a choice to not have Health Insurance. I was without health insurance for almost a year when I left my job and then started a new career with a new company. With many companies it takes six months to be eligible for health insurance benefits. And because the cost of health insurance in the United States is ridiculous (because of our Democratic and Republican politicians, who care more about the money they get from Insurance companies, then they do about the welfare of the American people) it makes it very hard to afford $125 to $250 dollars a month for basic coverage. P.S. I don't smoke, and only drink socially. Having a mortgage, car payments, and numerous other bills can add up, plus I think being able to eat would be more important than health insurance.

Answer 3

Well let me see. I have a good job, I went to college, became an RN, work for a prominent surgeon and have a decent home. I have a partner who works also, we have been together for 9 yrs, and have 2 children. He has a decent job also. We are neither rich or poor. However here in NYS the cheapest family policy we have found is $800 p/m, 1/2 of our mortgage. In order to maintain the car (to get to work) feed and clothe the children and maintain a decent home we "choose" not to insure ourselves, only the kids.
Where did you develop your unpleasant, narrowminded opnions.

Answer 4

You get unwell do not name me. I pay for 2 insurances now & nonetheless I a few occasions get denied offerings. I have personal coverage by way of my wifes paintings ( I am dis abled & cant paintings) + MEDICARE. I simply had a operation on my center . Even with each insurances I need to pay $640. Granted the whole invoice was once $32,574. Can you have the funds for to spend that to stick alive?If so be my visitor. That invoice was once for three days within the health center. Try every week or a month. I desire you have got $one hundred,000+ lieing round. I definite dont.

Answer 5

I don't have a health insurance because I can't afford it. I am 31 y.o., single mother, I work, and I am a full time Accounting major student at California State University East Bay (CSUEB); I am graduating next Fall. The recent poll conducted on campus shows that 87% of our students (ages 18-46) do not have health insurance. They, just like I am, do not have a choice in how to spend our money. The money are being spent on (in the order of importance): rent, tuition, textbooks, credit card bills, car insurance, gas, and taxes. The credit card bills run a balance due to food and clothes purchases for myself and for my child. After graduation, I will choose to spend money on savings account to save for the down-payment on a house. After that is done, I will choose to spend money on my child's college savings account.