forgot to pay credit card bill. its due to be paid by 12th, if i pay first thing tomorrow morning will it clear in time do u think? is there anyway i can get extension/any one have any tips. dont want to pay the £30 for it being like 1 day late.cheers.
2006-10-04 04:26:39 · 24 answers · asked by @@@Marty@@@ 1 in Business & Finance ➔ Credit
pay with on-line banking and they will get it straight away - even so I would of thought there's plenty of time for them to get it and clear it by the 12th even if you mail it to them tomorrow
2006-10-04 04:31:02 · answer #1 · answered by Paul 5 · 0⤊ 0⤋
I don't know about in the UK, but here in the states if the bill says it is due on the 12th, you have until the 22nd to pay the "normal" amount...if it is after that you then pay a late fee
you can also call them and tell them you had a brain moment and are making the payment tomorrow
if it takes more then 7 days to get from the post office to their office...Royal Mail is really slow
2006-10-04 04:36:35 · answer #2 · answered by Jessi 7 · 0⤊ 0⤋
Worst case scenario - post tommorrow morning 1st class. Arrives there the 6th - Friday, needs 3 working days to clear.mon,tues,wed - 9-11th, bingo-in on the 12th. No worries. If you are paying over the counter then the 3 working days to clear will start on Friday and be clear by Wed.
2006-10-04 04:32:27 · answer #3 · answered by Anonymous · 0⤊ 0⤋
well, if you pay on the internet it will post tomorrow on the internet as paid, bank wise if you do it before 2:00 pm sometimes it does post on the same day, but sometimes it takes 24 hrs. Now if you are mailing this payment, today is the 4th you have time. And if is a late day then yes they will charge you the late fee. now u can call and talk your way out of the 30.00.
2006-10-04 04:31:25 · answer #4 · answered by dbo 2 · 0⤊ 0⤋
Yep, should do.
You can:
phone and explain that you've just got back from a business trip and the cheque is in the post. Makesure they type it in somewhere so you can prove it when they **** it up and charge you £30
Stay on-line now and pay it.
Phone them up to see if they take debit card payments over the phone.
Or, take it tonight to the main post office so it catches todays post. Normally these can be as late as 8PM. Worth doing for £30 ?
2006-10-04 04:38:43 · answer #5 · answered by Michael H 7 · 0⤊ 0⤋
You should call the credit card company that you need to pay tell them that you thought you paid it but you just found out that you didn't... they should give you an extension... I do that all the time... good luck...
2006-10-04 04:28:58 · answer #6 · answered by secret agent lady 4 · 0⤊ 0⤋
If you read your bill it will say "allow 4 working days" it should clear. In future i suggest you pay via internet banking. If it is the same bank that issues your card it will go in immediately.
Good luck
2006-10-04 04:39:01 · answer #7 · answered by tradcobdriver 4 · 0⤊ 0⤋
you have more than enough time even if you pay it in the post office i have just looked at my statement and it says for post office payment pay by The 4Th and it is due on the 8th so it only takes 3-4 day by them and they seam to be the slowest
hope this helps
2006-10-04 04:34:43 · answer #8 · answered by hot_shot_bexley 1 · 0⤊ 0⤋
Depends on how you are paying it. The quickest way would be to ring the credit card company and pay over the phone by switch or something. Then at least they would know you had tried to pay
2006-10-04 04:28:04 · answer #9 · answered by OriginalBubble 6 · 0⤊ 1⤋
Are you kidding? The CC companies don't give a hoot... you are late 20 minutes... they will jack up your interest rate and minimum payment already went up... whatever little deal they had with you is dissolved and now you are just like they wanted you to be... a high interest, high balance..never going to pay it off.. customer.
Sorry, but that's the truth. CC Cos entice us with the great offers...but sooner or later... we screw up... and the reality hammer comes down
2006-10-04 04:30:33 · answer #10 · answered by RUNINTLKT 5 · 0⤊ 0⤋