PS. He is insured as a second driver with me on my car. He says its not his fault, as the other driver was far away, but it seems he was speeding to pass a set of traffic lights as my brother was turning right, in to a side road. The other driver smacked into him and he got compensated as my brother should have waited for him to pass according to the rules.
2006-10-03 21:40:17 · 13 answers · asked by Abu J 2 in Cars & Transportation ➔ Insurance & Registration
you'll lose your no claims bonus (and your premiums are likely to rise) unless all of the losses can be recovered from the other driver's insurance
Do you have "legal recovery" as an option on your insurance? If so - give them a call and try to get help from them.
If not - it might be worth talking to a claims specialist and see if they can handle trying to recover the loss from the other drivers insurer. If succesful, this would restore your No claims bonus and there would only be a small dent in your insurance record because of your brothers accident.
Good luck!
2006-10-03 21:47:28 · answer #1 · answered by James 2 · 0⤊ 0⤋
till you've a coverage presented on a month-to-month foundation (There are very, very few. no longer in simple terms direct debit - those are nevertheless regularly annual regulations) your suitable cost received't modify till the subsequent renewal even as your no claims bonus will be decreased/ lost. (till you had a secure bonus). in simple terms one caveat - some internet regulations are cancelled immediately if the automobile is a write off. You had extra perfect examine that the organisation will provide help to positioned a replace automobile onto the coverage while not having to take out a sparkling one.
2016-12-04 05:00:00 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Your rates will probably go up, and that will probably occur in the form of loss of a claims free bonus or good driver discount. It will probably just be assigned to the car he drives most often. But, you never know, they may not surcharge you if you weren't the one driving. You just need to ask.
2006-10-03 23:44:17 · answer #3 · answered by Chris 5 · 0⤊ 0⤋
yes your insurance will go up my husband put one of his employees who was a friend also on his insurance so he could use his car to go back and fore to work he crashed the car it was a right off we only just paid the finance on it which was nearly 7 grand but we could only get what the car was worth at the time and we only got about 3 grand so we had a huge loss plus no car,then we found out his insurance was going up.
2006-10-04 00:16:47 · answer #4 · answered by pinkdragon 3 · 0⤊ 0⤋
Yes if you are in UK. I had an accident in my wife's car (ooops) and I was named as the second driver but she lost her no claims discount yet I kept mine. Crazy or what?
2006-10-03 23:58:52 · answer #5 · answered by Anonymous · 0⤊ 0⤋
you will lose your bonus and your premium will go up not just because of the loss of bonus but also there will be a loading.
Its expensive having someone else drive on your insurance isnt it?
2006-10-03 22:49:26 · answer #6 · answered by Nimbus 5 · 0⤊ 0⤋
sounds like yes and yes to your question, if you took out legal protection they might be able to advise but on the face of it your brother is the only one at fault
2006-10-03 21:43:23 · answer #7 · answered by Anonymous · 0⤊ 0⤋
If the policy is in your name then yes you will loose the bonus and your rates will go up....Sorry
2006-10-04 07:51:25 · answer #8 · answered by Marie 4 · 0⤊ 0⤋
Yes on both counts
2006-10-04 01:17:02 · answer #9 · answered by Anonymous · 0⤊ 0⤋
YES YOU WOULD AND YOUR INSURANCE I am afread to say would go up, it is the same with any claim you make your insurance would go up.
2006-10-03 21:49:06 · answer #10 · answered by louise E 1 · 0⤊ 0⤋