Is there OSHA insurance? If so, where do go to buy?

Answer 1

What you are looking for isn't OSHA insurance, Osha has not alot to do with it. Check out Afflac. They are the most common company for "if you get hurt, and miss work, it wont hurt to miss work." concept that yogi berra came up with. They pay for job related injury. Railroad employees are often required to pay dues to a Brotherhood Relief Compensation Fund that pays you for the duration of a layoff (pretty painful layoffs...) In any case, the coverage is great and the company is Aflac.

Answer 2

I work in the insurance industry and the only OSHA insurance you can get is a business interruption policy attached to your general liability policy. That way if OSHA shuts you down for gross violation your business is covered for operating losses.

However, before that would happen your insurance company would have made risk management controls of your plant, offering suggestion for improving your safety program. If you ignore the suggestions and get put a claim in for BI you will most certainly be dropped or your rates with quadruple.

Answer 3

NO. OSHA is the Governments Occupational Safety & Health Administration ... http://www.osha.gov

This is a depatment who's goal is to assist employers to keep their work areas safe. There are various rules and regulations that companies need to copmpy with to meet the OSHA regulations. There is no insurance that you can buy. You do require Workers Comp Insurance if you have employees.

Answer 4

No, OSHA is a government organization. There's no "insurance" to protect you against actions by OSHA.

Answer 5

For certain fields, you can get private liability insurance to protect yourself in case OSHA finds fault with your operation or even yourself if you are sued by private parties related to the incident. This is usually for persons working directly in a safety and health field.