What is the minimum fico to get subprime auto financing if I put 50% down?

Answer 1

With 50% down and a steady income, credit won't matter at all.

Answer 2

When you put 50% down, there isn't much of a minimum.

The dealer figures the 50% is a keeper and possibly the car when and if you don't make your car payment.

A down payment that high is like money in bank if your FICO score is low enough.

This really is all about how much your character is costing you.

Good luck.

Answer 3

Low FICO scores don't mean much if you have clean credit...I know people who have filed BK one year ago and have 710 Fico scores. If you have at least 550 you should be okay