im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but thats not a good deal in my book.
2006-10-03 06:35:19 · 10 answers · asked by Jeannie 3 in Business & Finance ➔ Credit
its citicard, they have good interest rates.
try here to compare all of them.
http://www.bestcreditrates.net
2006-10-03 07:05:34 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Hi Jeannie,
There are several great deals on balance transfer credit cards out there. Many of them offer a 0% rate on balance transfers. I would reccomend taking a look at a few a deciding which one fits you best. I found a link that compares a good amount of them.
http://www.0-apr-creditcards.com/balance-transfer-credit-cards.htm
I hope this Helps!
2006-10-03 06:59:40 · answer #2 · answered by aheitzman 2 · 0⤊ 0⤋
My Chase offers me a 0% Apr balance transfer for 1 year, then 9% after that.
2006-10-03 06:37:15 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I don't know an exact credit card but I would not transfer balances to another credit card unless it was 0%. If you have somewhat decent credit it's not hard to find a credit card that will offer that.
They will often say 0% for one year and then it will change to a base percentage rate of for example: 10%
2006-10-03 06:39:26 · answer #4 · answered by sobefobik 4 · 0⤊ 0⤋
Omaha National Bank has 0% on transfers for 6 months.
2006-10-03 06:37:13 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Don't transfer if you think you will default. If your credit qualifies you for a new card I recently got an offer from Capital One for zero percent interest until April 2007. Note; I don't like Capital One cuz years ago I had a disagreement with them so I did not apply.
2006-10-03 06:37:07 · answer #6 · answered by Anonymous · 0⤊ 0⤋
you desire dazzling credit to get the 0% interest yet choose for it besides! you have a protracted street forward yet i will aid you comprehend desire to do the main remarkable ingredient and paintings via each and every of the expenses. be sure and shop up a correspondence with each and every of the banks and phone them in many situations requesting a decrease interest fee. in case you're cutting-edge and attempting, many banks and credit unions will decrease expenses somewhat than have you ever flow out or default. yet ya gotta ask 'em for decrease expenses!! those that say "no" flow the steadiness and decrease up the cardboard.
2016-10-18 10:19:59 · answer #7 · answered by ? 4 · 0⤊ 0⤋
wow those APRs are outrageous.... if you own your home. look into a home equity line of credit. If you have good credit you may be looking at prime rate. which i think is at 8.00% right now. There are alot of deals. But do shop around first.
2006-10-03 06:49:03 · answer #8 · answered by ? 2 · 0⤊ 0⤋
20 and 32%?!?!? You are getting hosed!
Try getting a 0-9% until paid off transfer.
If you have bad credit, contact a good credit councilor.
2006-10-03 06:37:34 · answer #9 · answered by JaMoke 4 · 0⤊ 0⤋
check out discover.com 0% for a year or something like that.
2006-10-03 08:53:13 · answer #10 · answered by Tim 2 · 0⤊ 0⤋