My sixteen year old daughter was killed in a car accident. I used everything I had to pay costs. Now I am behind on life and just need a chance to get caught up. Please serious answers only. thank you
2006-10-02 06:47:59 · 9 answers · asked by scott k 1 in Business & Finance ➔ Credit
-ave you tried working with Beneficial yet? they do a lot of business with credit at "b" or even rated "d" credit. I don't know if you are from California, but if you are the number you might want to contact Aria @ 909-357-4134. she can direct you to the proper office for HSB Finance nearest you.
2006-10-02 07:28:13 · answer #1 · answered by sillysymphony@sbcglobal.net 1 · 1⤊ 0⤋
First, if you are being truthful then I am sorry for your loss. (Thre reason I say it that way, is because this is your third question asking for money, but the first time you mentioned a daughter) Second, if you have bill collectors and such hounding you, then be up front and truthful with them~ most will help you, they want their money. Maybe you have a friend or family member that can help you get back on your feet. Since I don't know how bad of credit we are talking about, I would suggest you talk to a loan officer at a bank and a credit union; if they can't help you they will more than likely know someone who can.
2006-10-02 07:51:42 · answer #2 · answered by GreeneyedCowgirl 5 · 0⤊ 0⤋
First of all, what kind of loan are we talking? A home equity loan? A secured loan, or a non secured loan? In your case a non secured loan is probably not going to happen, and a secured loan might not either. If you own a home and have any equity, you might be able to get that done. It really depends on how bad your credit is and how much you are trying to get. Most times lenders on home loans will look at scenarios like yours and give some leway if they think you are a true person. Sorry to hear about your daughter. Good luck!
2006-10-02 06:52:43 · answer #3 · answered by Anonymous · 0⤊ 0⤋
First off, my deepest condolences on your loss.
We all get behind in life. I dont think we ever really get caught up. The best thing you can do is prioritize your bills. In other words, what bills should be paid first, rent? phone? electric/heat? Then take the others and pay just a little at a time. Even if its just $5.00 a month, they cant get mad because you are trying. If they do, tell them to take you to court. You will be able to prove that you are trying and the judge will throw the case out then.
I know things are so tough for you right now. This is probably the toughest time in your life. I promise you, things will get better. Just have faith and trust in Him. My prayers are with you dear person.
2006-10-02 06:55:05 · answer #4 · answered by Lucky Me 6 · 0⤊ 0⤋
First, my condolences.
Next, do you just need a regular loan to catch up on things? Or do you need to buy house/car? If you already own a home, go to Lendingtree or Ditech online. Otherwise look up 'cashcall', online. They give loans based on your employment and I think they work with bad credit. We fell behind, have 2 kids and both lost our jobs. We had to file bankruptcy and sell our house. Bankruptcy is an option, but beware, creditors won't look at you the same way for about 10 years. Landlords for that matter either.
Good luck
2006-10-02 06:56:14 · answer #5 · answered by Pixie Dust 3 · 0⤊ 0⤋
Go to Bad Loans .com
2006-10-02 07:43:55 · answer #6 · answered by pattibcacl 6 · 0⤊ 0⤋
You need some collateral like real estate.
2006-10-02 06:52:23 · answer #7 · answered by Bigboi47 3 · 0⤊ 0⤋
I found some good info here.
2006-10-03 08:28:31 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Do you have equity? Try lendingtree.com
And I am sorry about your loss
2006-10-02 07:13:01 · answer #9 · answered by Anonymous · 0⤊ 0⤋
o well
2006-10-02 06:55:03 · answer #10 · answered by sweety bee 2 · 0⤊ 1⤋