2006-10-02 04:03:33 · 7 answers · asked by surya 1 in Cars & Transportation ➔ Insurance & Registration
Yep, if she lives in your household and drives the vehicle she has to be either included or excluded. There are no exceptions.
2006-10-02 06:49:27 · answer #1 · answered by darcilynn83 4 · 0⤊ 0⤋
She is covered even if she drives without you. You do, however need to add her. If she has an accident and you haven't, the insurance will add her anyway. Not sure why you think whether she drives with you makes a difference.
2006-10-02 21:29:42 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
You have to add her or exclude her. She is a resident relative/household resident.
Without her on the policy, they can deny coverage for a loss she is involved in while driving the car.
If she will NEVER drive the car, exclude her from the policy so you don't have to pay for her to be rated.
2006-10-02 18:24:39 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes, add your wife to your policy. You want to have her covered in an emergency or if she backs it out of the driveway. Depending on her age/driving history, she may not even affect your rate.
2006-10-02 11:58:31 · answer #4 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
Yes, even on a full cover policy you need to have your wife on the policy.
2006-10-02 11:11:04 · answer #5 · answered by scokeman 4 · 0⤊ 0⤋
If she is going to drive the car, then yes you do!
2006-10-02 11:12:52 · answer #6 · answered by Leo 4 · 0⤊ 0⤋
Yes, everyone needs to be insured.
2006-10-02 15:16:11 · answer #7 · answered by Ladijaye 2 · 0⤊ 0⤋