I would like to apply for a credit card but my income is not more than $30K per annum .. Can someone help me ?
2006-10-02 03:17:54 · 6 answers · asked by su1717ie09 1 in Business & Finance ➔ Credit
It's really easy... I don't even make $15k in a year and I have two credit cards with bank of america totaling $9k... I have another Credit Card with the Military Star Card for another $2,700.
Just try different Banks... But you do need to have a decent Credit Score to get Decent Rates
2006-10-02 03:21:47 · answer #1 · answered by Warsoul24a69 2 · 0⤊ 0⤋
Credit card companies issue cards to college students making no money at all. You shouldn't have any difficulty getting a card, but I advise strongly AGAINST it, unless you plan on having it for emergencies only (e.g., so you can rent a car if you should need to).
2006-10-02 10:22:15 · answer #2 · answered by Anonymous · 0⤊ 0⤋
if all you want is the convenience of a credit card, you can try applying for a debit card.
ask more to the bank persons before you sign though.
mercury of love
2006-10-02 10:22:57 · answer #3 · answered by mercury of love 4 · 0⤊ 0⤋
i don't make 30k and i have several credit cards. as long as your debt to income isn't to bad, you really shouldn't have any trouble. well, unless there's something wrong with your credit.
2006-10-02 13:26:36 · answer #4 · answered by bella_4624_19 4 · 0⤊ 0⤋
STOP! Stay away from the evilness of credit cards. Don't ever go near them. Use cash instead, and be debt free.
2006-10-02 10:33:20 · answer #5 · answered by J L 3 · 1⤊ 0⤋
Its not about how much you make but your credit worthiness. Meaning what does your score look like.
2006-10-02 11:36:22 · answer #6 · answered by Luckys Charm 4 · 0⤊ 0⤋