2006-10-01 14:17:31 · 5 answers · asked by Joe Schmoe 2 in Business & Finance ➔ Credit
nobody will tell you how long it will take your credit to improve and how many points it will go up. the easier and faster way is to pay your credit cards balances below 45% and paying your accounts on time. if you have high balances on your credit cards-this s the way to go, but if you have some late payments- only your payment history will improve your credit score.
if you have bankruptcy, repo and collections accounts- you need to establish new credit history by opening new accounts and paying them on time.
2006-10-01 15:21:27 · answer #1 · answered by bianca 4 · 0⤊ 0⤋
Depends on where you are as far as credit goes. If you just truned 18 and have no credit then you can get it up there with months. If your credit is bad, you may have to do some restoration and use certain credit cards that help people with bad credit (you have to pay all sorts of crazy fees upfront though) and that could take over a year. You need to state your status before anyone can give you a definite answer
2006-10-01 14:23:48 · answer #2 · answered by whackiejackies 3 · 0⤊ 0⤋
Can take as little as a week, It depends what is on your credit report. You can pay off balances of credit cards.
2006-10-01 14:24:03 · answer #3 · answered by steven T 1 · 1⤊ 1⤋
how's your credit? bankruptcy takes 7-10 years to remove.
2006-10-01 14:19:54 · answer #4 · answered by sophieb 7 · 0⤊ 0⤋
Fixing any errors on your report alone can get you points. Paying down your balances also. I was told not ot go anywhere near your max. balance.
2006-10-01 22:25:07 · answer #5 · answered by kamsmom 5 · 0⤊ 0⤋