I'd like to know if it is hooey or if it is worth the money to get the info. I am already aware of all of the conventional methods of raising and maintaining your credit score, but this guy says he has certain little tricks. I'm hesitant and would like someone's opinion based on experience.
2006-10-01 08:20:20 · 7 answers · asked by CE S 3 in Business & Finance ➔ Credit
No, it's not worth the money. I did not try the 24 hour one, but I was suckered into a 90 day one. The information you PAY for is basically common sense info plus the only stuff they can and WILL remove is incorrect items or items you can prove shouldn't be on your report. -in which case you don't even need to pay someone to do this for you. You can get a copy of your credit report (free) and any errors you see, you start a dispute yourself directly with the credit bureau and provide your evidence of mistake (ex. incorrect bdate, address, name, old accounts that you paid off, still showing a balance).
Take my advice, please don't send them your money. If someone could really fix our credit, everyone would be doing it!!
Good luck!
-Angie
2006-10-01 08:27:05 · answer #1 · answered by Ang 2 · 1⤊ 0⤋
Mostly they bombard the credit bureaus with dispute letters, once they have received your dispute that part gets removed, they keep disputing, it stays off, and upgrade on the score raised. It does not help your credit in any way.
You still have the debt, it does not go away.
You better off looking at your own credit report and look for duplicates, etc. dispute them and any real discrepancies.
you can go to www.annualcreditreport.com and do that for free. No credit card needed.
2006-10-01 08:47:28 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I've never heard of it. Even if you dispute negative information on your report, they have 30 days to verify the records. Just mailing the dispute to the credit bureau take more than 24 hours.
Most 'credit repair' companies either dispute everything on your report or sell you the information you would get by searching for 'fair credit reporting' on any search engine.
2006-10-01 12:04:52 · answer #3 · answered by STEVEN F 7 · 0⤊ 0⤋
No, yet i did attempt to many cases to eat soup with a spoon, particularly if a soup is thick (you could thicken the soup effectively through including some flour). It takes extra time, so I take excitement in it longer
2016-12-04 02:38:51 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Not sure read some useful credit tips and more on this site to help you with it
2006-10-01 08:27:47 · answer #5 · answered by cutie 3 · 0⤊ 0⤋
Sounds like a scam to me. If it sounds too good to be true it probably is.
2006-10-01 09:11:54 · answer #6 · answered by Lola 6 · 1⤊ 0⤋
Don't waste your money
2006-10-01 09:26:50 · answer #7 · answered by Anonymous · 1⤊ 0⤋