I live in the UK , does anyone know of a good prepaid card company?

Question

My credit rating is knackered and i have just been offered a job and i need to pay for my expenses.

Answer 1

I think Visa and Mastercard are offering the best in prepaid cards.

Answer 2

I got a pre-paid Mastercard from a place called The Money Shop.

You initially pay £9.99 for the card and it takes 5-7 working days to get to you. All you have to give them is 2 forms of ID and there's no credit check. You then have the option of paying £4.95 per month to use it as many times as you want or, if you'll only be an occasional user, you pay a £1.95 per transaction fee.

You can top up the card as many times as you want either at The Money Shop or the Post Office.

Capital One also do cards for people like us with a poor credit rating, but their interest rates are a killer! BUT..if you use the card sensibly and keep your repayments regular, they often increase your limit after 4-6 months.

Hope this helps...good luck!

Answer 3

It might be worth trying Capital One. I had to pay a deposit of GBP 49 but got a limit of GBP 200. Very useful - and my credit was pretty poor at the time. It does take two-three weeks though.
Hope this helps, and good luck!

Answer 4

capital one do a good one, interest rate is a killer but if you pay it off every month it does your credit rating a whole world of good.

here i am 8 months later getting proper cards from banks and ive been bankrupt, so it did the job for me.

Answer 5

WWW.SUREFIREFINANCE.CO.UK supply pre-paid credit cards, bank accounts, loans and mortgages, they have the best rates for good credit and can help people with very bad credit.

Answer 6

Haven't a clue!

Answer 7

Try www.banana-finance.com.

Answer 8

American express