and a gross monthly income of 2100, can I get approve for a $10,000 loan in a bank.
2006-09-30 16:25:22 · 15 answers · asked by Tanoum A 1 in Business & Finance ➔ Credit
Is this a signature loan, or do you have collateral? Your credit score may be decent, but it's not terribly outstanding (still better than mine, though). With my credit score of 608, I can get approved for a $147,000 mortgage with 0 down and an interest rate of 6.75%. However, I can't get a signature loan for $5,000 or a car loan for that matter.
Your best bet would be to talk to the bank and see what they can do for you.
Good luck!
2006-09-30 16:29:39 · answer #1 · answered by rita_alabama 6 · 1⤊ 0⤋
675 Credit Score
2016-12-18 15:00:40 · answer #2 · answered by Anonymous · 0⤊ 0⤋
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RE :With a credit score of 675?
and a gross monthly income of 2100, can I get approve for a $10,000 loan in a bank.
Follow 12 answers
2016-10-06 02:22:28 · answer #3 · answered by Buffy 6 · 0⤊ 0⤋
No, you will not get a unsecured loan with that score and that income.
Homes and autos are secured loans and therefore are easier to obtain with lower scores.
Get your score above 730 then try. Improve your income as well (double it or more)
I personally wouldn't try to get a unsecured loan with your score because it will show up on your report as a hard inquiry.
Unsuccessful hard inquiries lower your score.
2006-10-01 01:52:35 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yeah you're approved. Wanna trade credit scores?
2006-09-30 16:26:53 · answer #5 · answered by lees girl 4 · 0⤊ 0⤋
have you ever requested the lenders why you're being declined for the non-public loan? it really is conceivable that it really is a few thing except your credit. maximum probable, it is your debt to benefit ratio as against the quantity of your bike mortgage charge. case in factor, if the total of the funds of your loans today became $500 in accordance to month, and your bike mortgage will be $three hundred in accordance to month, it really is a complete of $800 in accordance to month. if you're only making $1500 in accordance to month, the commercial employer my no longer be prepared to mortgage you the money, no longer because your credit is undesirable, yet because you'd be spending too a lot of your income, of their opininon.
2016-11-25 19:46:52 · answer #6 · answered by ? 4 · 0⤊ 0⤋
Depend on how long you been working ,do you just take care for yourself or how many children,and the important is where you get the loan.
2006-09-30 18:06:53 · answer #7 · answered by colorado 3 · 0⤊ 0⤋
With a credit score of 675?
T.R.Y
T.H.I.S.
S.I.T.E
W.H.E.R.E
Y.O.U
C.A.N
F.I.N.D
T.H.E
B.E.S.T
S.O.L.U.T.I.O.N
F.O.R
Y.O.U
2015-01-05 23:24:03 · answer #8 · answered by ? 1 · 0⤊ 0⤋
Well, it depends on what you have for collateral, your debt to income ratio, and how long you have been with the bank.
Try it; you have nothing to loose.
2006-09-30 16:27:45 · answer #9 · answered by ValleyR 7 · 0⤊ 0⤋
Cuál es tu fuente (opcional)
2014-09-10 07:02:52 · answer #10 · answered by Anonymous · 0⤊ 0⤋