2006-09-30 07:25:00 · 11 answers · asked by Anonymous in Business & Finance ➔ Credit
Somethings are in my name but my husband was also on the account.
2006-09-30 07:25:54 · update #1
Hi, here are some links which should have what you are
looking for, from the Law's point of view:
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck!
2006-09-30 14:33:39 · answer #1 · answered by ken_voss12345 4 · 0⤊ 0⤋
It autmatically comes off after it expires, should it still be there after the expiration date then you should contact equifax. Keep in mind that a.though most bad accounts expire after 7 years not all of them do, some NEVER do. If you want to see the various times different forms of credit ctay on your record check out http://creditwisdom.blogspot.com/2006/09/credit-report-timeline.html
2006-09-30 08:25:51 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It will fall off automatically at 7 years. Getting them to remove accurate negative information prior to that is nearly impossible. You can have a 100 word statement added to the record if you wish. All said, a nearly 7 year old black mark won't hurt your credit very much; your more recent history is much more important.
2006-09-30 08:28:58 · answer #3 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Derogatory tradelines on your credit report are automatically deleted after 6 years, nine months. The credit reporting agencies remove the tradeline early to avoid being sued. The exception to this rule is public records, such as bankruptcy; this data remains on your credit report for 9 years, 9 months.
2006-09-30 10:23:36 · answer #4 · answered by beachbum72 2 · 0⤊ 0⤋
The negative items should automatically fall off after 7 years. You may not have to take any action. Still, you should follow up by checking your credit report to confirm that they have been removed. You can check your credit for free using the service mandated by Congress.
If they do not fall off automatically, you can dispute the items for free online.
2006-09-30 07:31:53 · answer #5 · answered by Anonymous · 0⤊ 0⤋
as long as he's making those money it exhibits up on his checklist that he has a judgement an that he's on a charge plan yet while the debt is payed it would fall off yet while he stops paying it would proceed to exist his credit for 7 to ten years
2016-12-15 17:25:27 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Ignore those idiots who recommend an attorney. You don't need them.
The reports will automatically drop off after 7 years. Check your credit report. They will put the day they are scheduled to be removed.
2006-09-30 09:06:40 · answer #7 · answered by Anonymous · 0⤊ 2⤋
Send them a letter stating you want it removed and the dates that allow this
2006-09-30 07:28:05 · answer #8 · answered by myothernewname 6 · 0⤊ 0⤋
http://ebooks.interkeys.com/money/repair_credit1 may be able to provide you with exactly how to do this, if it is close to 7 years, it will erase anyway so it might not even be worth the effort
2006-10-01 02:04:02 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Get a lawyer to write them a letter. They pay better attention to letters from lawyers than they do from lay people.
2006-09-30 07:33:25 · answer #10 · answered by muddnguttz 3 · 0⤊ 1⤋