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for unsolicited demand drafts sent for the purpose of balance transfer from other credit card account which was not utilised and now date expired

2006-09-30 04:26:54 · 6 answers · asked by sri sri 1 in Business & Finance Credit

6 answers

Not utilized and now expired? I am not exactly sure WHAT your complaint is, you were not specific in describing your "beef" with the CC company, but you can complain to your respective State Attorney General's (SAG) office. Remember to forward all facts of the situation as well as the part of the CC agreement (you may, or may not have signed) that you are in disagreement with, or you feel they dishonored. You should receive verification from the SAG's office of receipt of your complaint. The SAG office letter will tell you what they do with your complaint and what your options are.

2006-09-30 04:41:49 · answer #1 · answered by Number1son 3 · 0 0

If you are from India you can contact banking ombudsman thru RBI website. It would be a lengthy process though.

If you have received only one or two drafts which are expired now, it would be advisable to send them back to bank for cancellation. Once they are canceled, all the charges against those drafts will be automatically reversed.

But if you have received many unsolicited drafts from a single bank then it would be better if you contact ombudsman.

Good luck.

2006-09-30 11:26:13 · answer #2 · answered by blossombaby84 2 · 0 0

Have you written to the credit card company about their unsolicited acts and taken objection. If yes, have you received any reply? if yes, whether all these have happened within the last one year? If Yes, write to the banking ombudsmen in your area, ( Whereever RBI office is situated the ombudsmen also is available.)

you can mail me the details, if you require any further clarifications.

2006-09-30 16:49:33 · answer #3 · answered by cvrk3 4 · 0 0

you're welcome to my ideas no matter if you do not agree. I evaluate myself a conservative on monetary subject matters and center of the line on moral subject matters. regularly, i imagine authorities ought to enable and inspire loose company and allow the marketplace or paintings. BTW i'm a problematic-center supporter of loose markets and capitalism. regularly, the authorities has a tendency to make issues worse at the same time as they meddle in company, the monetary gadget or monetary concerns. shop in ideas at the same time as the authorities pursued the noble purpose of encouraging abode possession? shop in ideas the S&L disaster of the 1980's? i'm firmly confident that monetary mess turned right into 100% the U. S. authorities's fault. it is a lengthy-winded way of declaring that we will all be extra ideal off if the U. S. authorities isn't allowed to run the mastercard company. in case you don't like the words do not use the cardboard. EDIT: would the authorities help the middle class through putting a optimal value for a motor vehicle? a house? A loaf of bread? Do you spot the position i'm getting at? for my section, the authorities can help the middle class through encouraging loose company. of route, this isn't like similar as declaring there must be no guidelines. i wager we disagree about this, takes all varieties i wager.

2016-11-25 03:58:15 · answer #4 · answered by Anonymous · 0 0

First you complient with your Bank which the credit card issued. If they are not responding file a detailed petition with BANKING OMBUDSMAN.

2006-09-30 18:53:28 · answer #5 · answered by Ajubhai. 2 · 0 0

contact the highest ranked person in the credit card company and tell him the details . your grievance will surely be addressed.

2006-09-30 04:46:49 · answer #6 · answered by chikoo s 2 · 0 0

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