How do I legally let my son drive my car when he comes home on military leave/?

Question

will he be covered on my car insurance. He is 23 yrs. old.

Answer 1

As long as he has a Valid driver license it will be legal for him to drive. About the insurance - if his permanent address it's yours you need to add him to the insurance, you can do that over the phone with your agent. If his permanent address is diffent than yours as long as he has your permission to drive the vehicle he will be coverd by your insurence and you don't need to add him.

Answer 2

Hand him the keys.

Anyone operating your car with your permission is covered. Check your policy to make sure that there are no blanket exclusions such as for under 25 drivers. If so, address those with your insurance company or just add him to the policy as an authorized operator.

Answer 3

What we don't know is whether your son is listed as an "occasional driver" on your policy?

The following may sound like a cop-out answer, but it's the best advice I can give: I'm not a lawyer, so please do not take my word, or the word of anyone else, for this answer. Check with your agent on your specific policy. The consequences for listening to the advice of someone not listed on your insurance contract could be financially damaging. Also, don't forget to thank your son for his service.

Steve

Answer 4

In most every state (if not all) any driver authorized by you is covered by your insurance. Read your policy, it should say this in it in some legalize way. The only thing you have to worry about is that his state license up to date. (Military licenses are for service vehicles only and not always valid for civilian cars.)

Answer 5

He will be able to as long as he has your permission. I sold a car to my brother and kept it in my name while he was making payments to me. He wrecked it!! Not just a little dent but they sent me a totaled out check. He bought it back from the insurance company for 300.00 -- repaired it and got a salvage title. Now it is all his and the insurance company paid off what he owed to me lol.

My rates didn't go up I just had to say he wouldn't drive any of my vehicles anymore. If I didn't what him excluded then he woulda had to get figured in someway. Most companies want anyone who lives in your house either on the same policy or at least a copy of their own insurance.

Answer 6

If he has your permission to drive, unless you have previously excluded him with an endorsement to the policy, he will be covered. If he's going to be home for a long time and driving frequently, you should add him to the policy.

Answer 7

you need to call the insurance company and have him added temporally to it as long as he,s going to be ,and driving it,,this way he will be legally covered,,other wise he may not be covered on it,,most policies Say 25 or older on them,,good luck i hope this help,s

Answer 8

any licensed driver is approved if you have insurance that carries this call your insurance company and ask.. most insurance companies have a policy that any persons with your permision can drive you car if they have a valid license,,

Answer 9

if he is no longer a member of your household, then he would be covered if you give him permission to drive
if he is still a member of your household (lists your address as
home of record) then just call your agent and add him on for the time he is there (it won't cost much) and that way you'll be safe

Answer 10

If he is not excluded on your policy ( i.e. policy states, no drivers 25 and under) and he is legally licensed, there is no problem.