joint account{ bank} for couple....{i need a sincere answer please}?

Question

what and how do you feel and react if your husband doesn't put your name in the acount bank??
it is ok with you?

married for 4 yrs now.

i have no problem with handling with the money even i was a single and living my self.

right now i have no job and i still looking,but i could do now is cleaning house cooking his dinner when he come home in tha way atleast i have something to help him. only my husband has a job,he has a good income. he is a good husband to me but one thing that bothered me is he did not put me my name to the acount. and i think i dont need to talk to him this thing again.

thank you everyone for your good input...

Answer 1

No, it's not ok. Red flag. Discuss this with him asap.

Answer 2

having a seperate account from your spouse smacks of something underhanded. There must be a reason as to why you're secreting money. Usually it isn't for any purpose except one that is no good.
I wouldn't fall for that "I do it so I can have the money to get you a nice present every year on your birthday, anniversary, etc". That's bogus right from the start and if that gets tossed up in your face then you should be insulted. Or at least your intelligence should be insulted.
You address this as you see fit. I know that I never tried doing that in my marriage and if I did...oooohhh boy! it's not worth the aggravation. Plus...my wife will allow me to purchase whatever I usually want within reason. Of course maybe he's using it for lap dances. Who knows. When you get older and maturity sets in...you'll find your lap dancing/strip club money may well have been burned instead. The results are the same.....nothing for your hard earned cash.

Answer 3

It is stupid if you ask me. I am a Husband and work out of town most of the time. I depend on my wife to take care of things when I am gone. If the husband isn't putting you on the account, brings to mind only two things, 1. He don't trust you and 2. you have had or have shown an inability to save and not go wild spending.

If number two is not in the cards, then you need to ask him why he don't trust you to help manage the money in the household. Marriage takes two, from everything to keeping house, raising kids, paying the bills, all require a team effort. A team is two or more people working for the same goal.

Answer 4

My husband and I have a joint account. I know of other couples who have separate accounts and like it that way.

I think it all depends on the couple and the spending/money trustworthiness of both parties.

Some people have a problem with overspending and leave the other partner at risk.

I happen to spend more money than my husband, but he knows I would never make a large purchase without asking him first and I trust him also.

Answer 5

If you are working and earning a paycheck then I would suggest opening your own account. I do think you should have a joint account for paying the household bills, but your own account for play. You could contribute to both.

The other alternative is for both of you to have a cash allowance to spend on whatever you choose without having to justify it to the other. He can use it to play golf, have a beer with the guys or whatever and you can buy clothes, go out with the girls, or whatever.

A joint account used by both for everything can create problems where one hand doesn't know what the other hand is doing.

Answer 6

I am a guy, but a still wanted to answer this question. Personally, I would have a problem with that. If there is a trust issue, they why get married? If it is because he is selfish, then why get married? I have no problem with spouses having a seperate bank account with only their name on it, especially for- buying presents for their spouse and also to just have something of their own. But, a joint account to me is just another way of showing your -trust and want- to be with that other person. I could be wrong, but I believe a marriage is about sharing.

Answer 7

I would be pretty upset.
If my husband didn't want to put my name on a bank account, then I wouldn't put any of my money in it. I would keep/get my own account, in my name only.
Yes, I love and trust my husband. But I would want to protect my self too. You never know what's going to happen in the future, and no way would he have access to my money if I didn't. Not to mention that he should trust me enough to allow me the access to the account, even if it was mostly his income.
It's a lack of trust and respect, and it's a terrible thing in a marriage.

Answer 8

It's all about 3 things. Trust. Trust. and Trust.
However, practically I suggest each one have a personal account and one joint account. It would be unwise not to have a joint account after marriage. If possible, make sure that withdrawls from the joint account is not by either/or. It should have signatures of both of you. The personal account gives you your security. Hope this helps.

Answer 9

My husband and I have separate bank accounts and it doesn't bother me at all. He makes alot more money than I do. He pays all the bills and my check is for my car payment, groceries, wal-mart basically stuff around the house. But I can never make my check last for the 2 week period. If I need anything all I have to do is ask. He tells me to take his debit cart. So it doesn't bother me because even though it's in separate accounts it's OUR money.

Answer 10

That is a sure sign that he doesn't trust you. Esspecially if this is something that the two of you didn't discuss prior to him opening the account. Have you approached him? Get your own account and purposly omit his name. What's good for the goose is certainly good for the gander. Seriously though, you need to find out why your name hasn't been placed on the account. Find out what his reasons are and then go from there.

Answer 11

To me it all depends. I have a joint account with my wife and one separate. Reason being is that my wife is a housewife and she doesn't add money to the coffers. If she was then we would only have 1 bank account.

Out of the single account, I pay all of the bills. Out of the joint, that's her money and our savings. That's worked the best for us (plus my wife has proven that she cannot handle money very well).