mother lives in her own home.
2006-09-27 14:42:07 · 9 answers · asked by tuna_hunter 1 in Cars & Transportation ➔ Insurance & Registration
Nope unless her name is listed on the policy, it only covers the people listed on her policy!
2006-09-27 14:56:56 · answer #1 · answered by ♥Stranger In Maine™♥ (Thriller) 7 · 0⤊ 1⤋
She should be insured, but the insurance company may require her to be listed as a driver and pay a lot extra for letting a young person use her car. If there's an accident, your mom could see her rates skyrocket, or even lose her policy altogether.
2006-09-28 00:04:03 · answer #2 · answered by Danger, Will Robinson! 7 · 0⤊ 1⤋
Yes she is .I am a claims adjuster. Only a few states will exclude her. The coverage stays with the car as long as permission is given. It cannot be regulalry used by your daughter. If she is listed on your policy then your coverage would be secondary and provide coverage if your limits are higher and needed. Oh you might also want to tell her "she is only covered if the radio is off ,no cell phone and an adult driver in the car with her" HAHA
2006-09-27 22:48:39 · answer #3 · answered by mikeshammer 2 · 1⤊ 1⤋
If your mother has insurance on her car, your daughter is at least 16 and is NOT excluded from the policy then YES, she is covered. Coverage follows the CAR, not the driver.
2006-09-27 21:50:13 · answer #4 · answered by Anonymous · 2⤊ 1⤋
there probably not covered,unless they have been added to the policy,,and especially if there under 25 that's the age most insurance company's set there limit at,id check and see for sure,,before i had to find out the hard way on this one,this is one lesson i would not want to learn the hard way,,good luck,i hope this help,s.
2006-09-27 22:09:39 · answer #5 · answered by dodge man 7 · 0⤊ 0⤋
WOW! Half Yes and the other half NO! What do you make of this? My advice would be to call your insurance company and get it from the horses mouth- that way there won't be any "tears" down the road! If you know what I mean!!!!!!!!
2006-09-29 09:04:30 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Yes. Insurance always follows the vehicle, which means unless your daughter is specifically excluded from the policy, she is covered when driving that car-with whatever coverage is on that vehicle.
2006-09-27 21:48:50 · answer #7 · answered by Pieandchips 3 · 2⤊ 1⤋
NO Flat out No... Unless she is added to your mothers policy. The policy owner is insured not the driver. You might see if she is covered under the policy your daughter is listed. Some companies allow this but ask first.
2006-09-27 21:46:47 · answer #8 · answered by Uncle Red 6 · 1⤊ 3⤋
If she has your mother's permission she is covered. It's just like Cowboy Bill said.
2006-09-27 21:58:38 · answer #9 · answered by Chris 5 · 0⤊ 1⤋