When buying used car from a car lot in Arkansas,it breaks down in 10 days returned it now they are sueing how?

Question

Gave them 500 of the 900 dollar down payment,signed paperwork,but was suppose to bring other paper work also.(utility reciepts etc)which I had not done yet.10 days later transmission started not shifting,check engine light came on.Returned to carlot they said they would repair vehicle,they pay 75%,I pay 25%.I live 60 miles away,Temp. Driveout Tags were still good,had insurance on vehicle also.The loan time was 48 months,4 yrs.I had purchased a LEMON.I told them I did not want to pay for repairs when I had not even made a payment on it.I ended up leaving it there,and they kept my 500 dn payment.Now they are sueing for the full amount of the loan(4yrs)and already have a price I will end up owing if vehicle is sold at auction.At the most I am willing to pay the 400 left for dn payment.I had no credit,just purchased a house and only 23yrs old and dont want this to go against my credit.My Mom said I need a lawyer.Thats where I need to spend my 400.Do I have a case?

Answer 1

You signed a finance contract and you also accepted a warranty that required you to pay for a portion of any and all repairs! You then drove the car off the lot, and took possession.

You had a problem with the car. You decided not to have the car repaired, and pay the portion of the repairs that you were required to, and instead decided to leave the car at the dealer. The dealer has the right to expect you to live up to your contract, just as you have a right to expect them to live up to their end of it.

From what you say, the dealer was willing and able to get the car repaired for you, and would pay the portion of the cost that they covered under warranty. You decided to not live up to your word. You owe the remainder of the down payment, and the balance due if the car is auctioned!!!!

You have several choices. One is to pay the remainder of the down payment, and see if you can work out a payment arrangement with the dealer for the balance. You can see if you can pay the past due amounts, and if they are still willing to do the repair, pay your portion, and keep the car.

You can allow things to go the way they are. As of right now you have a repossession, that will be on your credit until you are 30. They can sue you for the balance, and garnishee your wages.

You have no case!! Learn from your mistakes and next time have the vehicle checked prior to purchase!!!

It could have been a simple thing that was causing the problems, but instead of having the car fixed, you let your temper take over, and now you have to pay!

Answer 2

look up the lemon laws in your state and see, did they give you any kind of warrenty at all? I think buyers remose (ie returning the car after purchase) is usually only a couple of days at most. I would contact or report them to the BBB and see if that scares them. Otherwise, contact a local TV station and see if they can do anything for you.

As you had it 10 days, I don't know what your rights are. Lemon laws usually give them 3 attempts to fix the problem before you can return it as a lemon, and that applies to new cars.